{"id":14629,"date":"2024-10-15T13:00:07","date_gmt":"2024-10-15T13:00:07","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=14629"},"modified":"2024-10-15T13:00:07","modified_gmt":"2024-10-15T13:00:07","slug":"euro-bolgesinde-sirketlerin-kredi-talebi-son-2-yilda-ilk-kez-artti","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2024\/10\/15\/euro-bolgesinde-sirketlerin-kredi-talebi-son-2-yilda-ilk-kez-artti\/","title":{"rendered":"Euro B\u00f6lgesi’nde \u015firketlerin kredi talebi son 2 y\u0131lda ilk kez artt\u0131"},"content":{"rendered":"
\n

Avrupa Merkez Bankas\u0131 (ECB), Euro B\u00f6lgesi’nde bankalar\u0131n kat\u0131ld\u0131\u011f\u0131 “Banka Kredi Anketi” sonu\u00e7lar\u0131na ili\u015fkin y\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011fini kapsayan raporu yay\u0131mlad\u0131.<\/p>\n

Rapora g\u00f6re, Euro B\u00f6lgesi’ndeki \u015firketlerin kredi talebi y\u0131l\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde \u0131l\u0131ml\u0131 bir art\u0131\u015f g\u00f6sterdi.<\/p>\n

ECB’den rapora ili\u015fkin yap\u0131lan a\u00e7\u0131klamada, bankalar\u0131n iki y\u0131ldan uzun bir s\u00fcredir s\u0131k\u0131la\u015fan kredi verme standartlar\u0131n\u0131 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte firmalar i\u00e7in de\u011fi\u015ftirmedi\u011fi belirtildi.<\/p>\n

A\u00e7\u0131klamada, ge\u00e7en y\u0131la g\u00f6re daha d\u00fc\u015f\u00fck faiz oranlar\u0131n\u0131n firmalar\u0131n kredi talebini art\u0131rd\u0131\u011f\u0131 belirtildi.<\/p>\n<\/div>\n

\n

Konut kredilerine olan talebin g\u00fc\u00e7l\u00fc bir \u015fekilde toparland\u0131\u011f\u0131 ve t\u00fcketici kredisi i\u00e7in daha \u0131l\u0131ml\u0131 bir art\u0131\u015f g\u00f6r\u00fcld\u00fc\u011f\u00fc ifade edilen a\u00e7\u0131klamada, “Kredi standartlar\u0131 hane halk\u0131na konut al\u0131m\u0131 i\u00e7in verilen kredilerde gev\u015fetilirken, t\u00fcketici kredilerinde s\u0131k\u0131la\u015ft\u0131r\u0131ld\u0131. Konut kredisi talebi, beklenen faiz indirimleri ve konut piyasas\u0131 beklentilerinin iyile\u015fmesiyle g\u00fc\u00e7l\u00fc bir \u015fekilde toparland\u0131.” bilgisi verildi.<\/p>\n

Bunun yan\u0131nda, d\u00f6rd\u00fcnc\u00fc \u00e7eyrek i\u00e7in finansal kurulu\u015flar, kredi talebinin artmaya devam etmesini, Euro B\u00f6lgesi’ndeki bankalar ise kredi verme standartlar\u0131n\u0131n y\u0131l sonunda s\u0131k\u0131la\u015ft\u0131r\u0131lmas\u0131n\u0131 bekliyor.<\/p>\n

Eurosystem’in Euro B\u00f6lgesi’ndeki bankalar\u0131n kredi ko\u015fullar\u0131na ili\u015fkin bilgi edinmesini sa\u011flayan ECB’nin “Banka Kredi Anketi”, y\u0131lda 4 defa yap\u0131l\u0131yor. 6-23 Eyl\u00fcl’de yap\u0131lan son anket, 156 finans kurulu\u015funun kat\u0131l\u0131m\u0131yla ger\u00e7ekle\u015ftirildi.<\/p>\n

\u00d6te yandan, ECB, 12 Eyl\u00fcl\u2019de piyasa beklentileri do\u011frultusunda y\u0131l\u0131n ikinci faiz indirimine giderek mevduat faizini 25 baz puan, ana refinansman faizi ve marjinal bor\u00e7lanma faizini 60’ar baz puan indirmi\u015fti.<\/p>\n

Banka, mevduat faiz oran\u0131n\u0131 y\u00fczde 3,75\u2019ten 3,50\u2019ye indirirken, refinansman faizi ve marjinal bor\u00e7lanma faizini uzun s\u00fcredir \u00fczerinde \u00e7al\u0131\u015f\u0131lan teknik bir ayarlamayla s\u0131ras\u0131yla y\u00fczde 3,65 ve y\u00fczde 3,90\u2019a d\u00fc\u015f\u00fcrm\u00fc\u015ft\u00fc.<\/p>\n

ECB’nin bir sonraki faiz toplant\u0131s\u0131, 17 Ekim\u2019de yap\u0131lacak. Toplant\u0131da, mevduat faizinin 25 baz puan d\u00fc\u015f\u00fcr\u00fclerek y\u00fczde 3,25’e \u00e7ekilmesi bekleniyor.<\/p>\n<\/div>\n

<\/p>\n

Kaynak :\u00a0https:\/\/www.bloomberght.com\/euro-bolgesi-nde-sirketlerin-kredi-talebi-son-2-yilda-ilk-kez-artti-2362367<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Euro B\u00f6lgesi’nde kurumsal kredi talebinin son 2 y\u0131lda ilk kez artt\u0131\u011f\u0131 bildirildi.<\/p>\n","protected":false},"author":1,"featured_media":14630,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[965,405,274,1024],"manset":[],"class_list":["post-14629","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-euro","tag-faiz","tag-kredi","tag-talebi"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/14629","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=14629"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/14629\/revisions"}],"predecessor-version":[{"id":14631,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/14629\/revisions\/14631"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/14630"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=14629"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=14629"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=14629"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=14629"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}