{"id":15566,"date":"2025-05-01T01:48:08","date_gmt":"2025-05-01T01:48:08","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=15566"},"modified":"2025-05-01T01:48:08","modified_gmt":"2025-05-01T01:48:08","slug":"akbankin-ucuncu-ceyrek-kari-beklentilere-paralel","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/05\/01\/akbankin-ucuncu-ceyrek-kari-beklentilere-paralel\/","title":{"rendered":"Akbank&#8217;\u0131n \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrek k\u00e2r\u0131 beklentilere paralel"},"content":{"rendered":"<div>\n<p><strong>VAHAP TA\u015eTAN\/BLOOMBERG HT ARA\u015eTIRMA ANAL\u0130ST\u0130<\/strong><\/p>\n<p>Akbank 3. \u00e7eyrek bilan\u00e7osunu a\u00e7\u0131klad\u0131.<\/p>\n<p>3. \u00e7eyrekte net k\u00e2r 9,03 milyar TL oldu, beklenti 9,1 milyar TL\u2019ydi. Net k\u00e2r, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 55,8 ve \u00e7eyreklik y\u00fczde 17,3 geriledi. Bankan\u0131n \u00f6zkaynak k\u00e2rl\u0131l\u0131\u011f\u0131 ilk 9 ayl\u0131k d\u00f6nemde y\u00fczde 20,2 olarak ger\u00e7ekle\u015fti ve 2024 beklentisi olan orta-y\u00fcksek y\u00fczde 20&#8217;li seviyelerin <b>alt\u0131nda<\/b> kald\u0131.<\/p>\n<p>\u015eirketin 9 ayl\u0131k d\u00f6neminde swap dahil net faiz marj\u0131 y\u00fczde 2,2 olurken (\u00e7eyreksel 1,9) \u00fc\u00e7\u00fcnc\u00fc \u00e7eyrekte net faiz marj\u0131n\u0131 bask\u0131layan ana unsurlar; y\u00fcksek zorunlu kar\u015f\u0131l\u0131klar, k\u0131sa vadeli TL fonlamas\u0131n\u0131n swaplara nispeten daha y\u00fcksek maliyetli repo i\u015flemlerine ge\u00e7i\u015fi ve yava\u015f kredi b\u00fcy\u00fcmesi oldu.<\/p>\n<\/div>\n<div>\n<p>Bankan\u0131n takipteki kredi oran\u0131 bir \u00f6nceki \u00e7eyrekteki y\u00fczde 2,1&#8217;den y\u00fczde 2,5&#8217;e y\u00fckseldi. Bankan\u0131n net \u00fccret ve komisyon geliri 9 ayl\u0131k d\u00f6nemde y\u0131ll\u0131k y\u00fczde 136 art\u0131\u015fla 51,8 milyar TL&#8217;ye y\u00fckseldi. Operasyonel giderler ise y\u0131ll\u0131k y\u00fczde 88 art\u0131\u015f g\u00f6sterdi.<\/p>\n<p>Bankan\u0131n TL kredileri y\u00fczde 30 b\u00fcy\u00fcrken YP krediler ise y\u00fczde 25 b\u00fcy\u00fcme g\u00f6sterdi. Bankan\u0131n TL kredi b\u00fcy\u00fcmesi beklentilerin hafif alt\u0131nda fakat YP kredi b\u00fcy\u00fcmesi beklentilerin \u00fczerinde b\u00fcy\u00fcme kaydetti. Net faiz marj ger\u00e7ekle\u015fmesi bankan\u0131n 2024 beklentisi olan y\u00fczde 3&#8217;\u00fcn alt\u0131nda ve \u00f6zsermaye k\u00e2rl\u0131l\u0131\u011f\u0131 da yine bankan\u0131n 2024 beklentileri alt\u0131nda seyrediyor.<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/akbank-in-ucuncu-ceyrek-kri-beklentilere-paralel-2363074<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Akbank, 2024 y\u0131l\u0131 \u00fc\u00e7\u00fcnc\u00fc \u00e7eyre\u011finde piyasa beklentilerine paralel 9,03 milyar TL k\u00e2r a\u00e7\u0131klad\u0131.<\/p>\n","protected":false},"author":1,"featured_media":15567,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1289,119,218,274,234],"manset":[],"class_list":["post-15566","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bankanin","tag-beklenti","tag-ceyrek","tag-kredi","tag-net"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/15566","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=15566"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/15566\/revisions"}],"predecessor-version":[{"id":15568,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/15566\/revisions\/15568"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/15567"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=15566"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=15566"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=15566"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=15566"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}