{"id":18038,"date":"2025-05-17T22:36:06","date_gmt":"2025-05-17T22:36:06","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=18038"},"modified":"2025-05-17T22:36:06","modified_gmt":"2025-05-17T22:36:06","slug":"her-bes-amerikalidan-birinin-kredi-basvurusu-reddedildi","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/05\/17\/her-bes-amerikalidan-birinin-kredi-basvurusu-reddedildi\/","title":{"rendered":"Her be\u015f Amerikal\u0131’dan birinin kredi ba\u015fvurusu reddedildi"},"content":{"rendered":"

New York Fed, T\u00fcketici Beklentileri Anketi kapsam\u0131nda 4 ayda bir yap\u0131lan Krediye Eri\u015fim Anketi’nin bulgular\u0131n\u0131 payla\u015ft\u0131.<\/p>\n

Kredi talebinin b\u00fcy\u00fck \u00f6l\u00e7\u00fcde istikrarl\u0131 bir seyir izledi\u011fini ortaya koyan verilere g\u00f6re, \u00e7e\u015fitli kredi t\u00fcrlerine y\u00f6nelik kredi ba\u015fvurular\u0131n\u0131n reddedilme oran\u0131nda bu y\u0131l art\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n

Kredi kart\u0131, konut kredisi, ta\u015f\u0131t kredisi, kredi kart\u0131 limit uzatma ve konut kredisi yeniden finansman ba\u015fvurular\u0131 i\u00e7in bildirilen ret oranlar\u0131 2024’te y\u00fckseldi.<\/p>\n

\n

Bildirilen ret oran\u0131 2023’teki y\u00fczde 20,1 seviyesinden 2024’te y\u00fczde 21’e \u00e7\u0131kt\u0131 ve 2019’daki y\u00fczde 17,6 seviyesinin \u00fczerinde kalmaya devam etti.<\/p>\n

Ta\u015f\u0131t kredisi ve konut kredisi yeniden finansmanlar\u0131 i\u00e7in reddedilme oranlar\u0131 ise 2013 y\u0131l\u0131ndan bu yana en y\u00fcksek seviyesine ula\u015ft\u0131.<\/p>\n

Amerikal\u0131lar gelecek 12 ay i\u00e7inde en az bir kredi t\u00fcr\u00fcne ba\u015fvurma olas\u0131l\u0131klar\u0131n\u0131n daha d\u00fc\u015f\u00fck olaca\u011f\u0131n\u0131 \u00f6ng\u00f6r\u00fcrken, gelecek bir y\u0131l i\u00e7inde en az bir kredi t\u00fcr\u00fcne ba\u015fvurma olas\u0131l\u0131\u011f\u0131 oldu\u011funu belirtenlerin oran\u0131 2023’teki y\u00fczde 25,9 seviyesinden 2024’te y\u00fczde 23,1’e geriledi.<\/p>\n<\/div>\n<\/p>\n

<\/p>\n

Kaynak :\u00a0https:\/\/www.bloomberght.com\/her-bes-amerikalidan-birinin-kredi-basvurusu-reddedildi-3734870<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

ABD Merkez Bankas\u0131 (Fed) New York \u015eubesi, kredi ba\u015fvurular\u0131nda reddedilme oran\u0131n\u0131n bu y\u0131l y\u00fczde 21’e y\u00fckseldi\u011fini bildirdi.<\/p>\n","protected":false},"author":1,"featured_media":18039,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[274],"manset":[],"class_list":["post-18038","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-kredi"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/18038","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=18038"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/18038\/revisions"}],"predecessor-version":[{"id":18040,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/18038\/revisions\/18040"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/18039"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=18038"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=18038"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=18038"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=18038"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}