{"id":18967,"date":"2025-05-20T10:48:06","date_gmt":"2025-05-20T10:48:06","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=18967"},"modified":"2025-05-20T10:48:06","modified_gmt":"2025-05-20T10:48:06","slug":"iso-baskani-bahcivan-reeskont-kredilerinin-faizi-dusurulsun","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/05\/20\/iso-baskani-bahcivan-reeskont-kredilerinin-faizi-dusurulsun\/","title":{"rendered":"\u0130SO Ba\u015fkan\u0131 Bah\u00e7\u0131van: Reeskont kredilerinin faizi d\u00fc\u015f\u00fcr\u00fcls\u00fcn"},"content":{"rendered":"<p><p>\u0130stanbul Sanayi Odas\u0131 (\u0130SO) Meclisi\u2019nin Kas\u0131m ay\u0131 ola\u011fan toplant\u0131s\u0131, \u201cMerkez Bankas\u0131 Politikalar\u0131n\u0131n Sanayimiz, \u00dcretim Hayat\u0131m\u0131z ve Finansal \u0130stikrar A\u00e7\u0131s\u0131ndan \u00d6nemi\u201d ana g\u00fcndemiyle Odakule Faz\u0131l Zobu Meclis Salonu\u2019nda ger\u00e7ekle\u015ftirildi.<\/p>\n<p>\u0130SO Y\u00f6netim Kurulu (\u0130SO) Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Ba\u015fkan\u0131 Fatih Karahan konuk olarak kat\u0131ld\u0131\u011f\u0131 Kas\u0131m ay\u0131 ola\u011fan toplant\u0131s\u0131nda taleplerini s\u0131ralad\u0131. Bah\u00e7\u0131van, &#8220;Reeskont kredilerine uygulanan faiz d\u00fc\u015f\u00fcr\u00fclerek TL kredileri daha cazip hale getirilmelidir&#8221; dedi.<\/p>\n<div>\n<p>\u0130SO Y\u00f6netim Kurulu Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van\u2019\u0131n a\u00e7\u0131l\u0131\u015f konu\u015fmas\u0131n\u0131 yapt\u0131\u011f\u0131 toplant\u0131ya, T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Ba\u015fkan\u0131 Fatih Karahan konuk olarak kat\u0131larak g\u00fcndeme ili\u015fkin de\u011ferlendirmelerde bulundu. Toplant\u0131ya \u015e\u0131rnak Ticaret ve Sanayi Odas\u0131 Y\u00f6netim Kurulu da kat\u0131ld\u0131.<\/p>\n<p>Bah\u00e7\u0131van konu\u015fmas\u0131nda, \u201cen yumu\u015fak karn\u0131m\u0131z\u201d olarak niteledi\u011fi enflasyonda Merkez Bankas\u0131&#8217;n\u0131n \u00e7ok net olarak enflasyonu d\u00fc\u015f\u00fcrme hedefi koydu\u011funu ancak enflasyonun diren\u00e7 g\u00f6sterdi\u011fini vurgulayarak \u201cEnflasyonun ana e\u011filimindeki iyile\u015fme halen istenen d\u00fczeyde de\u011fil. Benzer bir durum enflasyon beklentileri i\u00e7in de ge\u00e7erli. \u00d6zellikle de hane halk\u0131 ile reel sekt\u00f6r\u00fcn \u00f6ng\u00f6r\u00fcleri, sa\u011fl\u0131kl\u0131 fiyatlamay\u0131 son derece zorla\u015ft\u0131ran seviyelerde\u201d dedi.<\/p>\n<\/div>\n<div>\n<p>Bah\u00e7\u0131van \u015f\u00f6yle devam etti: \u201c\u015eu bir ger\u00e7ek ki toplumun d\u00fc\u015f\u00fck enflasyona olan g\u00fcvenini yeniden kazanmak olduk\u00e7a zorlu bir m\u00fccadeleyi gerektiriyor. Bug\u00fcn ekonomide ya\u015fan\u0131lan s\u0131k\u0131nt\u0131lar\u0131n, rasyonel bir yol haritas\u0131yla a\u015f\u0131lmas\u0131 noktas\u0131nda \u00e7ok ciddi ve de\u011ferli bir s\u00fcre\u00e7ten ge\u00e7iyoruz. Herkes i\u00e7in her g\u00fcn\u00fcn k\u0131ymeti var. Burada disiplini elden b\u0131rakmamal\u0131y\u0131z. E\u011fer, toplumun t\u00fcm kesimleri olarak a\u011f\u0131r bedeller \u00f6dedi\u011fimiz ve sab\u0131rla bekledi\u011fimiz bu tedaviyi, diyeti, somut verilere dayanmadan ve erken bozarsak; b\u00fct\u00fcn bu fedakarl\u0131klar\u0131m\u0131z\u0131n heba olma riski var. Yani kredibilitemizi g\u00fcn be g\u00fcn, sab\u0131rla toplanmaya ba\u015flam\u0131\u015fken bunun de\u011ferini bilmeliyiz. Son bir bu\u00e7uk y\u0131ld\u0131r ad\u0131m ad\u0131m kaybolan kredinin toplan\u0131yor olmas\u0131 hafife al\u0131nmamal\u0131. Ve de\u011feri bilinmeli. Yani veri bazl\u0131 olmayan heyecana dayal\u0131 hareketlere ge\u00e7memek laz\u0131m\u201d dedi.<\/p>\n<\/div>\n<div>\n<p><b> &#8220;\u00dcretim ve yat\u0131r\u0131mdan vazge\u00e7me l\u00fcks\u00fc yok&#8221; <\/b><\/p>\n<p>\u00dclkemizin orta ve uzun vadeli hedeflerine ula\u015fmas\u0131n\u0131n yolunun e\u011fitimden altyap\u0131ya, vergi mevzuat\u0131ndan hukuk sistemine kadar t\u00fcm unsurlar\u0131yla, nitelikli bir \u00fcretim hayat\u0131 i\u00e7in seferber olmas\u0131ndan ge\u00e7ti\u011fini s\u00f6yleyen Bah\u00e7\u0131van \u201c\u00dclkemizin ko\u015fullar ne olursa olsun \u00fcretimden ve yat\u0131r\u0131mdan vazge\u00e7me gibi bir l\u00fcks\u00fc yok. S\u0131n\u0131rl\u0131 mali kaynaklar\u0131m\u0131z\u0131 en etkin \u015fekilde kullanarak, \u00fcretime, teknolojiye, dijitalle\u015fmeye ve ye\u015fil d\u00f6n\u00fc\u015f\u00fcme odaklanmak zorunday\u0131z. B\u00fct\u00fcn sanayi sekt\u00f6rlerimizde bu s\u00fcrece ili\u015fkin \u00f6nemli eksikler oldu\u011fu kadar, k\u0131sa s\u00fcrede \u00f6nemli kazan\u0131mlar sa\u011flayabilecek f\u0131rsatlar var. Ekonomimizde devam eden dengelenme s\u00fcrecini aksatmaks\u0131z\u0131n, y\u00fcksek katma de\u011ferli bir \u00fcretim ekosistemini \u00f6nceliklendiren, teknolojik d\u00f6n\u00fc\u015f\u00fcm\u00fc ve yenilik\u00e7ili\u011fi \u00f6d\u00fcllendiren, nitelikli finansman kanallar\u0131n\u0131 geni\u015fletmemiz gerekti\u011finin de alt\u0131n\u0131 \u00e7izmek istiyorum\u201d dedi. <\/p>\n<\/div>\n<div>\n<p>Sanayicilerin Merkez Bankas\u0131\u2019ndan 8 talebi \u015f\u00f6yle;<\/p>\n<p>&#8220;Reeskont kredilerinin do\u011frudan Eximbank \u00fczerinden kulland\u0131r\u0131lmas\u0131n\u0131n faydal\u0131 olaca\u011f\u0131n\u0131 d\u00fc\u015f\u00fcn\u00fcyoruz.<\/p>\n<p>Reeskont kredilerinde teminat mektubu \u015fart\u0131 kald\u0131r\u0131lmal\u0131 veya bu konuda bankalara bir \u00fcst limit getirilmelidir.<\/p>\n<p>Reeskont kredilerine uygulanan faiz d\u00fc\u015f\u00fcr\u00fclerek TL kredileri daha cazip hale getirilmelidir.<\/p>\n<\/div>\n<div>\n<p>Uzun zamand\u0131r g\u00fcndemden kald\u0131r\u0131lan d\u00f6viz bazl\u0131 reeskont kredilerinin tekrar kulland\u0131r\u0131lmaya ba\u015flamas\u0131 i\u00e7in uygun zaman oldu\u011funu de\u011ferlendiriyoruz.<\/p>\n<p>Ba\u011f\u0131ms\u0131z denetime tabi \u015firketlerin TL cinsinden nakdi ticari kredi kullan\u0131mlar\u0131nda uygulanan, \u201c10 milyon TL \u00fczerinde d\u00f6viz bulundurmama ve d\u00f6viz varl\u0131klar\u0131n\u0131n aktiflerine oran\u0131n\u0131n y\u00fczde 5\u2019i a\u015fmama\u201d k\u0131s\u0131tlamalar\u0131 esnetilmelidir.<\/p>\n<\/div>\n<div>\n<p>\u0130hracat\u00e7\u0131 firmalara halen y\u00fczde 30 olan d\u00f6viz bozdurulma zorunlulu\u011fu art\u0131k kald\u0131r\u0131lmal\u0131 veya kademeli olarak azalt\u0131lmal\u0131d\u0131r.<\/p>\n<p>Kredi kullan\u0131m\u0131n\u0131 k\u0131s\u0131tlay\u0131c\u0131 uygulamalar nedeniyle bug\u00fcn sanayicilerimiz cezai yapt\u0131r\u0131mlarla kar\u015f\u0131 kar\u015f\u0131ya kalabilmektedir. Bu t\u00fcr d\u00fczenlemelerin b\u00fcy\u00fck bir b\u00f6l\u00fcm\u00fc kald\u0131r\u0131lm\u0131\u015f olmakla birlikte halen bir k\u0131sm\u0131 ge\u00e7erlili\u011fini korumaktad\u0131r. Bu d\u00fczenlemelerin t\u00fcm\u00fcyle kald\u0131r\u0131lmas\u0131 gerekti\u011fi g\u00f6r\u00fc\u015f\u00fcndeyiz.<\/p>\n<\/div>\n<div>\n<p>\u0130hracat amac\u0131 d\u0131\u015f\u0131nda talep edilen d\u00f6viz bazl\u0131 uzun vadeli krediler bankalar taraf\u0131ndan g\u00fc\u00e7l\u00fc projelere verilmektedir. Bu do\u011frultuda, kredi b\u00fcy\u00fcmesindeki k\u0131s\u0131tlama d\u00f6viz bazl\u0131 uzun vadeli krediler i\u00e7in esnetilmelidir.&#8221;<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/iso-baskani-bahcivan-reeskont-kredilerinin-faizi-dusurulsun-3735615<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130SO Y\u00f6netim Kurulu (\u0130SO) Ba\u015fkan\u0131 Erdal Bah\u00e7\u0131van T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) Ba\u015fkan\u0131 Fatih Karahan konuk olarak kat\u0131ld\u0131\u011f\u0131 Kas\u0131m ay\u0131 ola\u011fan toplant\u0131s\u0131nda taleplerini s\u0131ralad\u0131. Bah\u00e7\u0131van, &#8220;Reeskont kredilerine uygulanan faiz d\u00fc\u015f\u00fcr\u00fclerek TL kredileri daha cazip hale getirilmelidir&#8221; dedi. Bah\u00e7\u0131van Enflasyonun hen\u00fcz istenen d\u00fczeyde olmad\u0131\u011f\u0131n\u0131 da belirtti.<\/p>\n","protected":false},"author":1,"featured_media":18968,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[745,227,557,274,1394],"manset":[],"class_list":["post-18967","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-doviz","tag-enflasyon","tag-gun","tag-kredi","tag-kredileri"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/18967","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=18967"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/18967\/revisions"}],"predecessor-version":[{"id":18969,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/18967\/revisions\/18969"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/18968"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=18967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=18967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=18967"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=18967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}