{"id":19707,"date":"2025-05-22T10:00:17","date_gmt":"2025-05-22T10:00:17","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=19707"},"modified":"2025-05-22T10:00:17","modified_gmt":"2025-05-22T10:00:17","slug":"kaskoda-prim-artisi-kacinilmaz","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/05\/22\/kaskoda-prim-artisi-kacinilmaz\/","title":{"rendered":"“Kasko’da prim art\u0131\u015f\u0131 ka\u00e7\u0131n\u0131lmaz”"},"content":{"rendered":"

Ekonomik g\u00f6stergelerdeki belirsizliklerin devam etti\u011fine dikkat \u00e7ekerek 2025 y\u0131l\u0131n\u0131n da zor bir y\u0131l olaca\u011f\u0131n\u0131 dile getiren Anadolu Sigorta Genel M\u00fcd\u00fcr\u00fc Z. Mehmet Tu\u011ftan, Orta Vadeli Plan’daki hedefleri iyimser senaryo olarak baz ald\u0131klar\u0131n\u0131 ve bu do\u011frultuda planlama yapt\u0131klar\u0131n\u0131 s\u00f6yledi.<\/p>\n

Tu\u011ftan iyimser tahminle enflasyonun 2025’te y\u00fczde 25-30 olaca\u011f\u0131n\u0131 kur ve faizin de buna ba\u011fl\u0131 hareket edece\u011fini beklediklerini s\u00f6yledi. Tu\u011ftan, enflasyonun d\u00fc\u015ft\u00fc\u011f\u00fc ortamda y\u00fczde 25’lik iskonto oran\u0131n\u0131n da inmesini beklediklerini belirtti.<\/p>\n

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Kaskoda sigorta \u015firketlerinin erken rekabete girdiklerini ifade eden Tu\u011ftan, “Kaskoda hasar prim oran\u0131 artmaya ba\u015flad\u0131. Prim art\u0131\u015f\u0131 ka\u00e7\u0131n\u0131lmaz” dedi. Sigortac\u0131l\u0131kta b\u00fcy\u00fcmeyi a\u015fa\u011f\u0131 \u00e7eken unsurun da kasko oldu\u011funu bildiren Tu\u011ftan, “B\u00fcy\u00fck bir rekabet var. 2024’te poli\u00e7e ba\u015f\u0131na prim y\u00fczde 15-20 artt\u0131, bu reel olarak y\u00fczde 20-25 azal\u0131\u015f demek. Bir d\u00fczeltme olacakt\u0131r” \u015feklinde konu\u015ftu.<\/p>\n<\/div>\n

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“Trafikte i\u015fler zorla\u015ft\u0131, bedeni hasar ve de\u011fer kayb\u0131nda yasal d\u00fczenleme yap\u0131lmal\u0131” <\/b><\/p>\n

Trafik sigortas\u0131nda tek ba\u015f\u0131na serbest tarifenin \u00e7\u00f6z\u00fcm olmayaca\u011f\u0131n\u0131 vurgulayan Tu\u011ftan, \u201cTrafik sigortas\u0131nda de\u011fer kayb\u0131 sorununun \u00e7\u00f6z\u00fclmesi, bedeni hasarlar\u0131n hesaplanma y\u00f6nteminin belli bir kurala ba\u011flanmas\u0131, iyi s\u00fcr\u00fcc\u00fc-k\u00f6t\u00fc s\u00fcr\u00fcc\u00fc ayr\u0131m\u0131n\u0131n yap\u0131lmas\u0131 gerekli\u201d dedi.<\/p>\n\n

Trafik sigortas\u0131nda 2024’\u00fcn ilk 9 ayda mali gelir hari\u00e7 37 milyar liral\u0131k bir zarar oldu\u011funu dile getiren Tu\u011ftan, “Ortada b\u00fcy\u00fck bir y\u00fck var. \u00d6zellikle havuza al\u0131nan sigortalarda hasar prim oran\u0131 y\u00fczde 200, ortalamada ise y\u00fczde 130. Hi\u00e7 bir \u015fey yapmadan bu i\u015fi y\u00fcr\u00fctmek imkans\u0131z. Bedeni hasar, de\u011fer kayb\u0131nda yasal d\u00fczenleme yap\u0131lmal\u0131. Ayr\u0131ca iyi k\u00f6t\u00fc s\u00fcr\u00fcc\u00fc ayr\u0131m\u0131 da mutlaka yap\u0131lmal\u0131” ifadelerini kulland\u0131.<\/p>\n<\/div>\n

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\u015eirkete ili\u015fkin bilgileri de payla\u015fan Tu\u011ftan’\u0131n verdi\u011fi bilgilere g\u00f6re y\u0131l\u0131n ilk 9 ay\u0131nda \u015firketin kar\u0131 7,8 milyar lira \u00f6zsermaye karl\u0131l\u0131\u011f\u0131 y\u00fczde 44.4 oldu.<\/p>\n\n

“Sekt\u00f6r 2024 y\u0131l\u0131nda \u00f6nemli b\u00fcy\u00fcme kaydetti” <\/b><\/p>\n

Sigorta sekt\u00f6r\u00fcn\u00fcn 2024 y\u0131l\u0131nda \u00f6nemli bir b\u00fcy\u00fcme kaydetti\u011fini belirten Tu\u011ftan, sekt\u00f6rdeki toplam prim \u00fcretiminin y\u00fczde 72,8 artarak 562 milyar TL\u2019ye ula\u015ft\u0131\u011f\u0131n\u0131 ifade etti. Tu\u011ftan, \u201cReel b\u00fcy\u00fcmeye bakt\u0131\u011f\u0131m\u0131zda, enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f olarak y\u00fczde 16,2\u2019lik bir art\u0131\u015f s\u00f6z konusu. Ayr\u0131ca poli\u00e7e adetlerinde y\u00fczde 9,9\u2019luk bir art\u0131\u015f ya\u015fand\u0131\u011f\u0131n\u0131 g\u00f6r\u00fcyoruz. Bu, hem prim hem de sigortal\u0131 say\u0131s\u0131nda b\u00fcy\u00fcmenin bir g\u00f6stergesi\u201d dedi.<\/p>\n<\/div>\n

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Bran\u015f baz\u0131nda da bilgiler veren Tu\u011ftan, kara ara\u00e7lar\u0131 sorumluluk bran\u015f\u0131n\u0131n y\u00fczde 30\u2019luk pay\u0131yla sekt\u00f6r lideri oldu\u011funu aktararak \u201cHastal\u0131k ve sa\u011fl\u0131k bran\u015f\u0131 y\u00fczde 19\u2019luk, yang\u0131n ve do\u011fal afetler y\u00fczde 17\u2019lik, kara ara\u00e7lar\u0131 bran\u015f\u0131 ise y\u00fczde 15\u2019lik payla s\u0131raland\u0131. Hastal\u0131k ve sa\u011fl\u0131k ile yang\u0131n ve do\u011fal afetler bran\u015flar\u0131n\u0131n h\u0131zla y\u00fckseldi\u011fini, kara ara\u00e7lar\u0131 bran\u015f\u0131n\u0131n ise art\u0131\u015f h\u0131z\u0131nda geride kald\u0131\u011f\u0131n\u0131 g\u00f6zlemliyoruz. \u00d6rne\u011fin, kara ara\u00e7lar\u0131 bran\u015f\u0131ndaki reel b\u00fcy\u00fcme oran\u0131 y\u00fczde 10\u2019luk bir daralmaya i\u015faret ediyor\u201d \u015feklinde konu\u015ftu.<\/p>\n<\/div>\n

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“Aslolan g\u00fc\u00e7l\u00fc \u00f6zsermaye” <\/b><\/p>\n

\u015eirketin mali tablosuna ili\u015fkin de bilgi veren Tu\u011ftan, sekt\u00f6re \u00f6nemli olan\u0131n g\u00fc\u00e7l\u00fc \u00f6zsermaye oldu\u011funa dikkat \u00e7ekti.<\/p>\n

2023 y\u0131l\u0131 itibar\u0131yla Orta Vadeli Stratejik Plan\u2019\u0131nda kapsaml\u0131 bir revizyon ger\u00e7ekle\u015ftiren Anadolu Sigorta, \u00f6zsermaye de\u011ferinin prim \u00fcretimi ve konservasyon oran\u0131n\u0131 do\u011frudan etkiledi\u011fi sigortac\u0131l\u0131k sekt\u00f6r\u00fcnde, 27 milyar TL\u2019yi a\u015fan \u00f6zsermaye b\u00fcy\u00fckl\u00fc\u011f\u00fcne ula\u015ft\u0131.<\/p>\n<\/div>\n

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Prim \u00fcretimini 2024 y\u0131l\u0131nda 2023 y\u0131l\u0131n\u0131n ilk 9 ay\u0131na g\u00f6re y\u00fczde 63,4 oran\u0131nda art\u0131ran ve 9 ay sonucunda 46,6 milyar seviyesine ula\u015ft\u0131ran \u015firket, Kara Ara\u00e7lar\u0131, Su Ara\u00e7lar\u0131 ve Kefalet bran\u015flar\u0131nda sekt\u00f6r birincili\u011fini s\u00fcrd\u00fcr\u00fcyor. \u0130lk 9 ayl\u0131k resmi sonu\u00e7lara g\u00f6re Anadolu Sigorta\u2019n\u0131n en y\u00fcksek prim \u00fcretti\u011fi bran\u015f, 10,3 milyar TL ile \u201cKara Ara\u00e7lar\u0131\u201d oldu. Bu bran\u015f\u0131; 10 milyar TL ile \u201cYang\u0131n ve Do\u011fal Afetler\u201d, 8,8 milyar TL ile \u201cKara Ara\u00e7lar\u0131 Sorumluluk\u201d ve 8,2 milyar TL ile \u201cHastal\u0131k-Sa\u011fl\u0131k\u201d bran\u015flar\u0131 takip etti. Hayat d\u0131\u015f\u0131 15 ana bran\u015ftan 11\u2019inde ilk 3\u2019te yer alan \u015firket, Yang\u0131n ve Do\u011fal Afetler, Nakliyat, Hava Ara\u00e7lar\u0131 ve Hava Ara\u00e7lar\u0131 Sorumluluk bran\u015flar\u0131nda ise ikincili\u011fini s\u00fcrd\u00fcr\u00fcyor.<\/p>\n<\/div>\n

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“G\u00fcvenli liman alg\u0131s\u0131n\u0131 korumak \u00f6nemli” <\/b><\/p>\n

Anadolu Sigorta Genel M\u00fcd\u00fcr\u00fc Mehmet Tu\u011ftan, Orta Vadeli Stratejik Plan \u00e7er\u00e7evesinde kurumsal mimariyi yeniden yap\u0131land\u0131rd\u0131klar\u0131n\u0131 aktard\u0131 ve \u00e7evik \u00e7al\u0131\u015fma metodolojisini yayg\u0131nla\u015ft\u0131rarak 100\u2019\u00fcnc\u00fc y\u0131la b\u00fcy\u00fck hedeflerle girdiklerini belirtti.<\/p>\n\n

Gelecek y\u0131l Anadolu 100. y\u0131l\u0131 Tu\u011ftan, \u201c100 y\u0131l\u0131n tecr\u00fcbesiyle ikinci y\u00fczy\u0131l\u0131m\u0131z\u0131 tasarlarken ge\u00e7mi\u015ften ald\u0131\u011f\u0131m\u0131z g\u00fc\u00e7le gelece\u011fe y\u00f6n veriyoruz. Bireysel ve toplumsal s\u00fcrd\u00fcr\u00fclebilirlikten \u00f6d\u00fcn vermeyen, teknoloji odakl\u0131 yenilik\u00e7ili\u011fi ve operasyonel verimlili\u011fi \u00f6nemseyen, yaln\u0131zca bug\u00fcn\u00fc de\u011fil yar\u0131n\u0131 da kucaklayan bir vizyonla gelece\u011fin \u00e7al\u0131\u015fma ya\u015fam\u0131n\u0131 \u015fekillendiriyoruz. Sekt\u00f6rde \u2018g\u00fcvenli liman\u2019 olarak tan\u0131nan \u015firketimizin bu alg\u0131s\u0131n\u0131 korumak, bizim i\u00e7in \u00f6nemli bir sorumluluk\u201d dedi.<\/p>\n<\/div>\n

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Anadolu Sigorta\u2019n\u0131n s\u00fcrd\u00fcr\u00fclebilirlik faaliyetleriyle ilgili bilgiler payla\u015fan Mehmet Tu\u011ftan, \u201c\u0130klim de\u011fi\u015fikli\u011fi, \u00e7evre kirlili\u011fi ve toplumsal cinsiyet e\u015fitli\u011fi gibi kritik konulara odaklanarak, sigortac\u0131l\u0131k politikalar\u0131ndan insan kaynaklar\u0131 uygulamalar\u0131na, risk modellerinden karar alma s\u00fcre\u00e7lerine kadar t\u00fcm alanlarda kapsaml\u0131 bir haz\u0131rl\u0131k y\u00fcr\u00fct\u00fcyoruz. Projelerimizde sivil toplum kurulu\u015flar\u0131, \u00fcniversiteler ve kamu kurumlar\u0131 ba\u015fta olmak \u00fczere bir\u00e7ok payda\u015fla i\u015f birli\u011fi yaparken, t\u00fcm \u00e7al\u0131\u015fmalar\u0131m\u0131zda Birle\u015fmi\u015f Milletler\u2019in S\u00fcrd\u00fcr\u00fclebilir Kalk\u0131nma Ama\u00e7lar\u0131\u2019n\u0131 bir k\u0131lavuz olarak benimsiyoruz\u201d diye konu\u015ftu.<\/p>\n<\/div>\n<\/p>\n

<\/p>\n

Kaynak :\u00a0https:\/\/www.bloomberght.com\/kasko-da-prim-artisi-kacinilmaz-3736182<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Kaskoda rekabetin erken ba\u015flad\u0131\u011f\u0131n\u0131 dile getiren Anadolu Sigorta Genel M\u00fcd\u00fcr\u00fc Z. Mehmet Tu\u011ftan, “Kaskoda hasar prim oran\u0131 artmaya ba\u015flad\u0131. Prim art\u0131\u015f\u0131 ka\u00e7\u0131n\u0131lmaz” dedi.<\/p>\n","protected":false},"author":1,"featured_media":19708,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2519,2520,1556,410,498],"manset":[],"class_list":["post-19707","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-brans","tag-kara-araclari","tag-prim","tag-sektor","tag-sigorta"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/19707","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=19707"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/19707\/revisions"}],"predecessor-version":[{"id":19709,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/19707\/revisions\/19709"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/19708"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=19707"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=19707"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=19707"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=19707"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}