{"id":19812,"date":"2025-05-22T17:00:08","date_gmt":"2025-05-22T17:00:08","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=19812"},"modified":"2025-05-22T17:00:08","modified_gmt":"2025-05-22T17:00:08","slug":"hazine-bakanligidan-faiz-kar-payi-destekli-kredilere-iliskin-aciklama","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/05\/22\/hazine-bakanligidan-faiz-kar-payi-destekli-kredilere-iliskin-aciklama\/","title":{"rendered":"Hazine Bakanl\u0131\u011f\u0131&#8217;dan faiz\/k\u00e2r pay\u0131 destekli kredilere ili\u015fkin a\u00e7\u0131klama"},"content":{"rendered":"<p><p>Hazine ve Maliye Bakanl\u0131\u011f\u0131, faiz\/k\u00e2r pay\u0131 destekli kredi uygulamas\u0131n\u0131n \u00e7ift\u00e7iler i\u00e7in 2004 y\u0131l\u0131nda, esnaf ve sanatk\u00e2rlar i\u00e7in 2002 y\u0131l\u0131nda ba\u015flad\u0131\u011f\u0131n\u0131 kaydederek, 2024 y\u0131l\u0131 Ekim ay\u0131 itibar\u0131yla 1,1 milyon \u00e7ift\u00e7i ve 804 bin esnaf ve sanatk\u00e2r\u0131n bu imk\u00e2ndan faydaland\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n<p>Bakanl\u0131k taraf\u0131ndan yap\u0131lan a\u00e7\u0131klamada \u015f\u00f6yle denildi:<\/p>\n<p>&#8220;5 Aral\u0131k 2024 \u00c7ift\u00e7iler ile esnaf ve sanatk\u00e2rlara sa\u011flanan Hazine faiz\/k\u00e2r pay\u0131 destekli krediler kaynakl\u0131 kamu bankalar\u0131n\u0131n zarara u\u011frat\u0131ld\u0131\u011f\u0131na y\u00f6nelik kamuoyunda yer alan iddialara kar\u015f\u0131 do\u011fru bilgilendirme yap\u0131lmas\u0131 zaruri g\u00f6r\u00fclm\u00fc\u015ft\u00fcr.<\/p>\n<div>\n<p>\u00c7ift\u00e7ilerimiz ile esnaf ve sanatk\u00e2rlar\u0131m\u0131z kamu bankalar\u0131m\u0131z arac\u0131l\u0131\u011f\u0131yla Hazine faiz\/k\u00e2r pay\u0131 destekli kredilerden yararlanmaktad\u0131r. S\u00f6z konusu kredilerin faiz\/k\u00e2r pay\u0131 y\u00fck\u00fcn\u00fcn belirli bir k\u0131sm\u0131 Bakanl\u0131\u011f\u0131m\u0131zca kar\u015f\u0131lanmaktad\u0131r.<\/p>\n<p>Bakanl\u0131\u011f\u0131m\u0131zca kar\u015f\u0131lanan tutarlar bu ama\u00e7la \u00f6nceden b\u00fct\u00e7ede ayr\u0131lan \u00f6denekten ilgili kamu bankas\u0131na \u00f6denmektedir.<\/p>\n<p>2001 krizinden sonra b\u00fct\u00e7e disiplininin sa\u011flanmas\u0131 ve kamu bankalar\u0131nda g\u00f6rev zararlar\u0131n\u0131n tekrar ya\u015fanmamas\u0131 amac\u0131yla al\u0131nan tedbirler kapsam\u0131nda; 25\/11\/2000 tarihinde yay\u0131mlanan 4603 say\u0131l\u0131 Kanun ile b\u00fct\u00e7ede \u00f6denek bulunmaks\u0131z\u0131n kamu bankalar\u0131m\u0131za bir g\u00f6rev verilmeyece\u011fi h\u00fckme ba\u011flanm\u0131\u015ft\u0131r.<\/p>\n<\/div>\n<div>\n<p>Bu \u00e7er\u00e7evede, Bakanl\u0131\u011f\u0131m\u0131z\u0131n mevcut uygulamas\u0131 kapsam\u0131nda kamu bankalar\u0131n\u0131n herhangi bir zarara u\u011framas\u0131 s\u00f6z konusu de\u011fildir.<\/p>\n<p>2001 y\u0131l\u0131 \u00f6ncesindeki uygulamalardan 233 say\u0131l\u0131 KHK\u2019nin 35 inci maddesinde yer alan \u201cg\u00f6rev zarar\u0131\u201d ifadesi, 2\/7\/2018 tarihli ve 703 say\u0131l\u0131 KHK ile \u201cg\u00f6revlendirme\u201d olarak de\u011fi\u015ftirilmi\u015ftir. Kamuoyuna a\u00e7\u0131klanan resmi raporlarda da b\u00fct\u00e7eden yap\u0131lan s\u00f6z konusu \u00f6demeler &#8220;g\u00f6revlendirme gideri\u201d olarak yer almaktad\u0131r.<\/p>\n<\/div>\n<div>\n<p>G\u00f6revlendirmelere ili\u015fkin yap\u0131lan \u00f6demeler Bakanl\u0131\u011f\u0131m\u0131z taraf\u0131ndan yay\u0131mlanan raporlarda \u015feffaf bir bi\u00e7imde kamuoyu ile payla\u015f\u0131lmaktad\u0131r.<\/p>\n<p>Hazine faiz\/k\u00e2r pay\u0131 destekli kredi uygulamas\u0131 \u00e7ift\u00e7iler i\u00e7in 2004 y\u0131l\u0131nda, esnaf ve sanatk\u00e2rlar i\u00e7in 2002 y\u0131l\u0131nda ba\u015flam\u0131\u015ft\u0131r.<\/p>\n<p>2024 y\u0131l\u0131 Ekim ay\u0131 itibar\u0131yla 1,1 milyon \u00e7ift\u00e7i ve 804 bin esnaf ve sanatk\u00e2r bu imk\u00e2ndan faydalanm\u0131\u015ft\u0131r.<\/p>\n<\/div>\n<div>\n<p>\u00c7ift\u00e7ilerin kulland\u0131\u011f\u0131 kredilerin faiz\/k\u00e2r pay\u0131 y\u00fck\u00fcn\u00fcn yakla\u015f\u0131k y\u00fczde 70\u2019i, esnaf ve sanatk\u00e2rlar i\u00e7in ise y\u00fczde 50\u2019si Bakanl\u0131\u011f\u0131m\u0131z taraf\u0131ndan kar\u015f\u0131lanmaktad\u0131r.<\/p>\n<p>2024 y\u0131l\u0131nda sa\u011flanacak faiz\/k\u00e2r pay\u0131 deste\u011finin \u00e7ift\u00e7ilerimiz i\u00e7in 87,1 milyar TL\u2019ye, esnaf ve sanatk\u00e2rlar i\u00e7in ise 37,7 milyar TL\u2019ye ula\u015fmas\u0131 \u00f6ng\u00f6r\u00fclmektedir.<\/p>\n<p>\u00c7ift\u00e7ilerimiz ile esnaf ve sanatk\u00e2rlar\u0131m\u0131z\u0131n uygun ko\u015fullu finansmana ula\u015fmas\u0131 i\u00e7in deste\u011fimiz devam edecektir.&#8221;&#8221;<\/p>\n<\/div>\n<\/p>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/hazine-bakanligi-dan-faizkr-payi-destekli-kredilere-iliskin-aciklama-3736286<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Hazine faiz\/k\u00e2r pay\u0131 destekli kredi uygulamas\u0131ndan 1,1 milyon \u00e7ift\u00e7i ve 804 bin esnaf ve sanatk\u00e2r faydaland\u0131<\/p>\n","protected":false},"author":1,"featured_media":19813,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[2531,2532,583,109,274],"manset":[],"class_list":["post-19812","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-ciftciler","tag-esnaf-ve-sanatkarlar","tag-gorev","tag-kamu","tag-kredi"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/19812","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=19812"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/19812\/revisions"}],"predecessor-version":[{"id":19814,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/19812\/revisions\/19814"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/19813"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=19812"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=19812"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=19812"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=19812"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}