{"id":22836,"date":"2025-05-30T12:24:06","date_gmt":"2025-05-30T12:24:06","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=22836"},"modified":"2025-05-30T12:24:06","modified_gmt":"2025-05-30T12:24:06","slug":"abdde-mortgage-faizi-yukseldi-basvurular-dustu","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/05\/30\/abdde-mortgage-faizi-yukseldi-basvurular-dustu\/","title":{"rendered":"ABD’de mortgage faizi y\u00fckseldi, ba\u015fvurular d\u00fc\u015ft\u00fc"},"content":{"rendered":"

Mortgage Bankalar Birli\u011fi (MBA), Noel tatili nedeniyle ge\u00e7en hafta a\u00e7\u0131klanmayan, 27 Aral\u0131k 2024 ile sona eren iki haftal\u0131k d\u00f6neme ili\u015fkin mortgage verilerini a\u00e7\u0131klad\u0131.<\/p>\n

Buna g\u00f6re, mortgage ba\u015fvurular\u0131 ge\u00e7en hafta 2 hafta \u00f6ncesine k\u0131yasla y\u00fczde 21,9 d\u00fc\u015ft\u00fc.<\/p>\n

S\u00f6z konusu d\u00f6nemde konut sat\u0131n almaya y\u00f6nelik ba\u015fvurular y\u00fczde 13 azal\u0131rken, yeniden finansman ba\u015fvurular\u0131 y\u00fczde 36 geriledi.<\/p>\n

\n

\u00dclkede 30 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131, y\u00fczde 6,89’dan y\u00fczde 6,97’ye y\u00fckseldi.<\/p>\n

Ayn\u0131 d\u00f6nemde 15 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131 da y\u00fczde 6,37’den y\u00fczde 6,43’e \u00e7\u0131kt\u0131.<\/p>\n

MBA Ba\u015fekonomisti Mike Fratantoni, verilere ili\u015fkin de\u011ferlendirmesinde, mortgage faiz oranlar\u0131n\u0131n 2024 y\u0131l\u0131n\u0131n son haftas\u0131nda y\u00fckseli\u015fe ge\u00e7ti\u011fini ve 30 y\u0131l vadeli ortalama faiz oran\u0131n\u0131n neredeyse y\u00fczde 7’ye ula\u015ft\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n<\/div>\n

\n

Fratantoni, konut faaliyetlerinin genellikle durma noktas\u0131na geldi\u011fi bir d\u00f6nemde faiz oranlar\u0131nda ya\u015fanan art\u0131\u015f\u0131n hem yeniden finansman hem de sat\u0131n alma ba\u015fvurular\u0131nda d\u00fc\u015f\u00fc\u015fe yol a\u00e7mas\u0131n\u0131n \u015fa\u015f\u0131rt\u0131c\u0131 olmad\u0131\u011f\u0131n\u0131 ifade etti.<\/p>\n<\/div>\n<\/p>\n

<\/p>\n

Kaynak :\u00a0https:\/\/www.bloomberght.com\/abd-de-mortgage-faizi-yukseldi-basvurular-dustu-3738318<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

ABD’de 30 y\u0131l vadeli mortgage (konut kredisi) i\u00e7in ortalama faiz oran\u0131, ge\u00e7en hafta y\u00fczde 6,97’ye \u00e7\u0131karken, mortgage ba\u015fvurular\u0131 y\u00fczde 21,9 azald\u0131.<\/p>\n","protected":false},"author":1,"featured_media":22837,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[405,915],"manset":[],"class_list":["post-22836","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-faiz","tag-mortgage"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/22836","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=22836"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/22836\/revisions"}],"predecessor-version":[{"id":22838,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/22836\/revisions\/22838"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/22837"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=22836"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=22836"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=22836"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=22836"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}