{"id":24702,"date":"2025-10-09T14:12:16","date_gmt":"2025-10-09T14:12:16","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=24702"},"modified":"2025-10-09T14:12:16","modified_gmt":"2025-10-09T14:12:16","slug":"abdde-mortgage-basvurularinda-yatay-seyir","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/10\/09\/abdde-mortgage-basvurularinda-yatay-seyir\/","title":{"rendered":"ABD&#8217;de mortgage ba\u015fvurular\u0131nda yatay seyir"},"content":{"rendered":"<p><p>Mortgage Bankalar Birli\u011fi&#8217;nin (MBA), 17 Ocak ile sona eren haftaya ili\u015fkin mortgage verilerine g\u00f6re, mortgage ba\u015fvurular\u0131 ge\u00e7en hafta \u00f6nceki haftaya k\u0131yasla y\u00fczde 0,1 artt\u0131.<\/p>\n<p>Bu d\u00f6nemde konut sat\u0131n almaya y\u00f6nelik ba\u015fvurular y\u00fczde 1 y\u00fckselirken, yeniden finansman ba\u015fvurular\u0131 y\u00fczde 3 geriledi.<\/p>\n<p>\u00dclkede 30 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131, ge\u00e7en hafta y\u00fczde 7,09&#8217;dan y\u00fczde 7,02&#8217;ye d\u00fc\u015ft\u00fc.<\/p>\n<p>Ayn\u0131 d\u00f6nemde 15 y\u0131l vadeli mortgage i\u00e7in ortalama faiz oran\u0131 ise y\u00fczde 6,43&#8217;ten y\u00fczde 6,45&#8217;e \u00e7\u0131kt\u0131.<\/p>\n<p>MBA K\u0131demli Ba\u015fkan Yard\u0131mc\u0131s\u0131 Mike Fratantoni, mortgage faiz oranlar\u0131n\u0131n \u00f6nemli bir psikolojik seviye olan y\u00fczde 7&#8217;ye yak\u0131n seyretmeye devam etti\u011fine i\u015faret ederek, bunun da hem yeniden finansman hem de sat\u0131n alma faaliyetlerinin h\u0131z\u0131n\u0131 yava\u015flatt\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n<p>A\u00e7\u0131klanan ekonomik verilerin ABD Merkez Bankas\u0131n\u0131 (Fed) \u015fimdilik beklemede tutabilece\u011fini belirten Fratantoni, &#8220;Ekonomi politikas\u0131na ili\u015fkin belirsizliklerin mortgage oranlar\u0131 da dahil olmak \u00fczere uzun vadeli faiz oranlar\u0131n\u0131 bu seviyelerde sabit tutmas\u0131 muhtemeldir&#8221; de\u011ferlendirmesini yapt\u0131.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/abd-de-mortgage-basvurularinda-yatay-seyir-3739823<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD&#8217;de 30 y\u0131l vadeli mortgage (konut kredisi) i\u00e7in ortalama faiz oran\u0131, ge\u00e7en hafta y\u00fczde 7,02&#8217;ye d\u00fc\u015ferken, mortgage ba\u015fvurular\u0131 y\u00fczde 0,1&#8217;e y\u00fckseldi.<\/p>\n","protected":false},"author":1,"featured_media":24703,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[915],"manset":[],"class_list":["post-24702","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-mortgage"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/24702","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=24702"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/24702\/revisions"}],"predecessor-version":[{"id":24704,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/24702\/revisions\/24704"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/24703"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=24702"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=24702"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=24702"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=24702"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}