{"id":27061,"date":"2025-10-16T21:00:08","date_gmt":"2025-10-16T21:00:08","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=27061"},"modified":"2025-10-16T21:00:08","modified_gmt":"2025-10-16T21:00:08","slug":"iki-fintechten-bayilerin-finansman-ihtiyacina-yenilikci-cozum-icin-isbirligi","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/10\/16\/iki-fintechten-bayilerin-finansman-ihtiyacina-yenilikci-cozum-icin-isbirligi\/","title":{"rendered":"\u0130ki fintech’ten bayilerin finansman ihtiyac\u0131na yenilik\u00e7i \u00e7\u00f6z\u00fcm i\u00e7in i\u015fbirli\u011fi"},"content":{"rendered":"

Tedarik\u00e7i finansman\u0131na arac\u0131l\u0131k etmenin yan\u0131nda geli\u015ftirdi\u011fi \u00e7\u00f6z\u00fcmlerle KOB\u0130\u2019lerin, i\u015fletmelerin h\u0131zl\u0131, kolay ve ucuz finansmana ula\u015fmas\u0131n\u0131 sa\u011flayan Figopara ile Param b\u00fcnyesinde bulunan TURK Finansman A\u015e\u2019nin bir markas\u0131 olan Kredim, bayilerin finansman ihtiya\u00e7lar\u0131na \u00e7\u00f6z\u00fcm olabilecek bir i\u015f birli\u011fine imza att\u0131. \u0130\u015f birli\u011fi kapsam\u0131nda Figopara, ana firma bayilerinin ticari faaliyetlerini de\u011ferlendirerek bayi \u00f6zelinde puanlama olu\u015fturup, puana g\u00f6re de \u00f6zel limit sunuyor. Kredim Business altyap\u0131s\u0131 ile entegre \u00e7al\u0131\u015fan sistem sayesinde bayiler, kendileri ad\u0131na olu\u015fan hesapla ana firmadan \u00fcr\u00fcn al\u0131mlar\u0131 i\u00e7in finansmana eri\u015fiyor. Bu i\u015f birli\u011fi ana sat\u0131c\u0131 ile bayi ve alt bayilerin, \u00fcr\u00fcn alma ve \u00f6deme s\u00fcre\u00e7lerinde yepyeni bir d\u00f6nem ba\u015flat\u0131yor.<\/p>\n

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\u2018Ticaret d\u00fcnyas\u0131ndaki nakit ak\u0131\u015f\u0131 ve \u00fcr\u00fcn tedarik sorununu ortadan kald\u0131racak\u2019<\/strong><\/p>\n

Kurulduklar\u0131 g\u00fcnden bu yana \u015firketlerin nakit ak\u0131\u015f\u0131n\u0131 kolayla\u015ft\u0131rmak, h\u0131zland\u0131rmak ve ihtiya\u00e7 duyduklar\u0131 finansmana arac\u0131l\u0131k etme stratejisiyle hareket ettiklerini belirten Figopara Kurucu Orta\u011f\u0131 Bulut Arukel, yeni i\u015f birli\u011finin de bu yakla\u015f\u0131m\u0131n bir sonucu oldu\u011funu s\u00f6yledi. Sadece T\u00fcrkiye\u2019de de\u011fil, d\u00fcnyada da \u015firketler a\u00e7\u0131s\u0131ndan en \u00f6nemli konunun sa\u011fl\u0131kl\u0131 bir nakit ak\u0131\u015f\u0131 oldu\u011funu ifade eden Arukel, bayilerle finansal kurulu\u015flar\u0131 ayn\u0131 platformda bulu\u015fturan \u00e7\u00f6z\u00fcmlerinin piyasada b\u00fcy\u00fck ilgi g\u00f6rd\u00fc\u011f\u00fcn\u00fc kaydetti. Figopara olarak farkl\u0131 \u00e7\u00f6z\u00fcmler ve yeni finansal kaynak olu\u015fturmaya odakland\u0131klar\u0131n\u0131 vurgulayan Arukel, Kredim Business uygulamas\u0131yla yap\u0131lan entegrasyon sonras\u0131nda hayata ge\u00e7irilen bayi finansman\u0131 \u00e7\u00f6z\u00fcm\u00fcn\u00fcn de ticaret d\u00fcnyas\u0131nda ya\u015fanan nakit ak\u0131\u015f\u0131 ve \u00fcr\u00fcn tedarik sorununu ortadan kald\u0131raca\u011f\u0131na dikkat \u00e7ekti.<\/p>\n<\/div>\n

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\u015eirketlerin \u00fcr\u00fcn almas\u0131 da satmas\u0131 da art\u0131k daha kolay<\/strong><\/p>\n

Bayi ve alt bayi modeliyle \u00e7al\u0131\u015fan \u015firketlerle yap\u0131lan anla\u015fmalar \u00e7er\u00e7evesinde yeni \u00e7\u00f6z\u00fcm\u00fcn kullan\u0131ma ba\u015fland\u0131\u011f\u0131n\u0131 belirten Arukel, sistemin i\u015fleyi\u015fi hakk\u0131nda \u015fu bilgileri verdi: \u201cAna sat\u0131c\u0131 \u015firketlerle yapt\u0131\u011f\u0131m\u0131z protokol\u00fcn ard\u0131ndan bu \u015firketin t\u00fcm bayi ve alt bayilerinin mali durumunu, alacak ve vereceklerini analiz ediyoruz. Zaten h\u00e2lihaz\u0131rda bu i\u015fi yapan bir \u00e7\u00f6z\u00fcm\u00fcm\u00fcz var. Finansman \u00e7\u00f6z\u00fcm\u00fcn\u00fc geni\u015fletmek i\u00e7in de Kredim ile i\u015f birli\u011fi yapt\u0131k. \u00c7\u00f6z\u00fcm kapsam\u0131nda Figopara olarak bayinin ticaretini puanl\u0131yoruz. Kredim de bu puanlama e\u015fli\u011finde belirlenen limiti ilgili bayiye tan\u0131ml\u0131yor. Bayi de al\u0131m yapt\u0131\u011f\u0131 ana sat\u0131c\u0131 ya da ana bayiye \u00f6demesini bu limitle yap\u0131yor. B\u00f6ylece hem sat\u0131c\u0131 tahsilat sorunuyla u\u011fra\u015fm\u0131yor hem de bayi \u00f6deme s\u0131k\u0131nt\u0131s\u0131 \u00e7ekmeden \u00fcr\u00fcn\u00fc al\u0131p raf\u0131na koyabiliyor, ayn\u0131 zamanda \u00f6demeyi belirledi\u011fi vadede ger\u00e7ekle\u015ftiriyor. Bu sistemin bir di\u011fer art\u0131s\u0131 da ana \u015firket ve bayi aras\u0131ndaki teminat sorununu ortadan kald\u0131rmas\u0131. Bilindi\u011fi gibi ana sat\u0131c\u0131lar alacaklar\u0131n\u0131 garanti alt\u0131na almak i\u00e7in \u00f6zellikle vadeli sat\u0131\u015flarda bayilerinden teminat istiyor. Art\u0131k b\u00f6yle bir uygulamaya gerek kalmayacak.\u201d<\/p>\n<\/div>\n

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\u2018Kredim Business modeli ile ticaretin s\u00fcrd\u00fcr\u00fclebilir olmas\u0131na destek oluyoruz\u2019<\/strong><\/p>\n

Kredim Genel M\u00fcd\u00fcr\u00fc Semra Demircio\u011flu, yap\u0131lan i\u015f birli\u011fi hakk\u0131nda \u015funlar\u0131 s\u00f6yledi: “Yenilik\u00e7i finansman modelimiz Kredim\u2019i, firmalar\u0131n ticaretini s\u00fcrd\u00fcrmelerine destek olmak i\u00e7in sunuyoruz. Son kullan\u0131c\u0131lar i\u00e7in olu\u015fturdu\u011fumuz \u00e7\u00f6z\u00fcmleri, Figopara ile yap\u0131lan \u00e7al\u0131\u015fmalar sonras\u0131nda, Kredim Business finansman modeli ile i\u015fletmelere de a\u00e7\u0131yoruz. \u0130\u015f birli\u011fi kapsam\u0131nda finansman talebinde bulunan kurumlar, Figopara puanlama sistemi ve Kredim Business skorlama altyap\u0131s\u0131nda ger\u00e7ekle\u015fen kolay ve h\u0131zl\u0131 de\u011ferlendirme sonras\u0131nda finansmana ula\u015fabiliyor. Sa\u011flanan finansman\u0131n kullan\u0131m\u0131 \u00f6zellikle bayi altyap\u0131s\u0131 olan kurumlar\u0131n talebine g\u00f6re, Kredim Business\u2019\u0131n sekt\u00f6r ve marka tan\u0131mlama esnekli\u011fi sayesinde sadece tan\u0131ml\u0131 sekt\u00f6r veya i\u015f yerlerinde kapal\u0131 devre kulland\u0131r\u0131labiliyor. \u0130lerleyen d\u00f6nemlerde bayilerin di\u011fer finansman ihtiya\u00e7lar\u0131na da \u00e7\u00f6z\u00fcm sa\u011flamak i\u00e7in \u00e7al\u0131\u015fmalar\u0131m\u0131za devam ediyoruz. Figopara i\u015f birli\u011fi ile sundu\u011fumuz finansman \u00e7\u00f6z\u00fcmlerimiz, firmalar\u0131n s\u00fcrd\u00fcr\u00fclebilir ticaretine destek, \u00fclke ekonomisine de dolayl\u0131 katk\u0131 sa\u011fl\u0131yor.\u201d<\/p>\n<\/div>\n

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Kredim Business fintek alan\u0131ndaki uzmanl\u0131\u011f\u0131n\u0131 t\u00fcm payda\u015flara a\u00e7\u0131yor<\/strong><\/p>\n

Herkes i\u00e7in her yerde hayat\u0131 finansal teknolojilerle kolayla\u015ft\u0131ran sekt\u00f6r lideri Param, Kredim ile d\u00fcnyada trend olan “\u015eimdi Al, Sonra \u00d6de” modelini T\u00fcrkiye’ye ta\u015f\u0131yan ilk marka oldu. Kredim Business finansman modeli ise kurumlara, i\u015flerini b\u00fcy\u00fctmeleri i\u00e7in \u00e7\u00f6z\u00fcm oluyor. Figopara ile yap\u0131lan i\u015f birli\u011fi kapsam\u0131nda ilk a\u015famada, alt bayilerin ana firmalar\u0131ndan \u00fcr\u00fcn tedarik s\u00fcrecine kapal\u0131 devre \u00f6deme finansman\u0131 \u00e7\u00f6z\u00fcm\u00fc sa\u011flanacak. Devam eden s\u00fcre\u00e7te bayilerin farkl\u0131 tedarik ihtiya\u00e7lar\u0131 da anla\u015fmal\u0131 markalardan sa\u011flanabilecek. Bu model sayesinde ana firmalar, bayilerinden tahsilatlar\u0131n\u0131 hemen yapabilecek ve nakit ak\u0131\u015f\u0131yla tedarik zinciri s\u00fcre\u00e7lerini ilerletebilecek.<\/p>\n<\/div>\n<\/p>\n

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Kaynak :\u00a0https:\/\/www.bloomberght.com\/iki-fintech-ten-bayilerin-finansman-ihtiyacina-yenilikci-cozum-icin-isbirligi-2333398<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Yeni nesil alacak finansman\u0131 platformu Figopara, Param b\u00fcnyesindeki \u015firketlerden TURK Finansman A.\u015e markas\u0131 olan Kredim ile bayilerin finansmana eri\u015fimini kolayla\u015ft\u0131rmak i\u00e7in i\u015f birli\u011fi yapt\u0131.<\/p>\n","protected":false},"author":1,"featured_media":27062,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[3151,828,2568,641,1527],"manset":[],"class_list":["post-27061","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bayi","tag-cozum","tag-figopara","tag-finansman","tag-is-birligi"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/27061","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=27061"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/27061\/revisions"}],"predecessor-version":[{"id":27064,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/27061\/revisions\/27064"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/27062"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=27061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=27061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=27061"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=27061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}