{"id":28583,"date":"2025-10-21T04:48:06","date_gmt":"2025-10-21T04:48:06","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=28583"},"modified":"2025-10-21T04:48:06","modified_gmt":"2025-10-21T04:48:06","slug":"tl-mevduata-faizi-bir-yilin-en-dusuk-seviyesinde","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/10\/21\/tl-mevduata-faizi-bir-yilin-en-dusuk-seviyesinde\/","title":{"rendered":"TL mevduata faizi bir y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesinde"},"content":{"rendered":"<p><p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k para ve banka istatistiklerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131 21 \u015eubat ile biten haftada 163 milyar 236 milyon 35 bin lira art\u0131\u015fla 20 trilyon 782 milyar 155 milyon 608 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>Bu d\u00f6nemde, y\u00fczde 70&#8217;leri a\u015fan t\u00fcketici kredileri de y\u00fczde 60&#8217;lara varan TL mevduat faizlerinde de d\u00fc\u015f\u00fc\u015fler g\u00f6r\u00fcld\u00fc.<\/p>\n<p>21 \u015eubat haftas\u0131nda 1-3 ay vadeli ortalama bile\u015fik TL mevduat faizi y\u00fczde 51,8 seviyesiyle bir y\u0131l\u0131n en d\u00fc\u015f\u00fck noktas\u0131n\u0131 g\u00f6rd\u00fc. 1-3 ayl\u0131k mevduat faizleri y\u00fczde 60&#8217;lar seviyesine kadar y\u00fckselmi\u015fti.<\/p>\n<p>Ayn\u0131 d\u00f6nem ihtiya\u00e7 kredisi faiz de daha \u00f6nce \u00e7\u0131km\u0131\u015f oldu\u011fu 73&#8217;leri a\u015fan seviyelerden y\u00fczde 63,1&#8217;lik d\u00fczeye geriledi.<\/p>\n<p>Ticari kredi faizleri de yine ayn\u0131 \u015fekil bir ka\u00e7 ay \u00f6nca \u00e7\u0131kt\u0131\u011f\u0131 y\u00fczde 60&#8217;lardan y\u00fczde 21 \u015eubat haftas\u0131nda y\u00fczde 56,6&#8217;ya geriledi.<\/p>\n<div> <img decoding=\"async\" src=\"https:\/\/kamucalisanlari.net\/wp-content\/uploads\/2025\/10\/tl-mevduata-faizi-bir-yilin-en-dusuk-seviyesinde-0-CqPwqeP7.jpg\"\/> <\/div>\n<p>Bu d\u00f6nemde bankalardaki TL cinsi mevduat y\u00fczde 0,5 azal\u0131\u015fla 11 trilyon 870 milyar 231 milyon 180 bin lira, yabanc\u0131 para (YP) cinsinden mevduat ise y\u00fczde 3 y\u00fckseli\u015fle 6 trilyon 317 milyar 675 milyon 14 bin lira oldu.<\/p>\n<p>Bankalarda bulunan toplam YP mevduat\u0131 ge\u00e7en hafta 209 milyar 807 milyon dolar d\u00fczeyinde ger\u00e7ekle\u015firken, bu tutar\u0131n 174 milyar 669 milyon dolar\u0131 yurt i\u00e7inde yerle\u015fik ki\u015filerin hesaplar\u0131nda topland\u0131. Yurt i\u00e7i yerle\u015fiklerin toplam YP mevduat\u0131nda, parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f veriler g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda 21 \u015eubat itibar\u0131yla 3,7 milyar dolarl\u0131k art\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<p><b> Yurt i\u00e7i yerle\u015fiklerin t\u00fcketici kredileri artt\u0131 <\/b><\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde yurt i\u00e7i yerle\u015fiklerin t\u00fcketici kredileri, ge\u00e7en hafta y\u00fczde 0,9 azalarak 3 trilyon 964 milyar 108 milyon 398 bin lira oldu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcnde yurt i\u00e7i yerle\u015fiklerin t\u00fcketici kredilerinin 531 milyar 69 milyon 56 bin liras\u0131 konut, 68 milyar 312 milyon 333 bin liras\u0131 ta\u015f\u0131t, 1 trilyon 489 milyar 766 milyon 78 bin liras\u0131 ihtiya\u00e7 kredilerinden olu\u015ftu. Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn TCMB dahil toplam kredi hacmi de 21 \u015eubat ile biten haftada 28 milyar 226 milyon 404 bin artarak 16 trilyon 211 milyar 16 milyon 616 bin liraya y\u00fckseldi.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/tl-mevduata-faizi-bir-yilin-en-dusuk-seviyesinde-3742825<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 21 \u015eubat haftas\u0131nda 21 \u015eubat ile biten haftada \u00f6nceki haftaya g\u00f6re 163 milyar 236 milyon 35 bin lira artarken TL mevduat faizi y\u00fczde 51,8&#8217;le bir y\u0131l\u0131n en d\u00fc\u015f\u00fck seviyesine indi.<\/p>\n","protected":false},"author":1,"featured_media":28584,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[206,282,283,252,122],"manset":[],"class_list":["post-28583","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-bin-lira","tag-mevduat","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/28583","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=28583"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/28583\/revisions"}],"predecessor-version":[{"id":28586,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/28583\/revisions\/28586"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/28584"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=28583"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=28583"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=28583"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=28583"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}