{"id":34923,"date":"2025-11-17T19:12:07","date_gmt":"2025-11-17T19:12:07","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=34923"},"modified":"2025-11-17T19:12:07","modified_gmt":"2025-11-17T19:12:07","slug":"abd-hanehalki-borcunda-artis","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/11\/17\/abd-hanehalki-borcunda-artis\/","title":{"rendered":"ABD hanehalk\u0131 borcunda art\u0131\u015f"},"content":{"rendered":"<p><p>ABD Merkez Bankas\u0131 (Fed) New York \u015fubesince haz\u0131rlanan 2025&#8217;in ilk \u00e7eyre\u011fine ili\u015fkin Hanehalk\u0131 Borcu ve Kredi Raporu yay\u0131mland\u0131.<\/p>\n<p>Buna g\u00f6re, Amerikal\u0131lar\u0131n toplam hanehalk\u0131 borcu y\u0131l\u0131n ilk \u00e7eyre\u011finde bir \u00f6nceki \u00e7eyre\u011fe k\u0131yasla y\u00fczde 0,9 artarak 18,2 trilyon dolara ula\u015ft\u0131.<\/p>\n<p>Y\u0131l\u0131n ilk \u00e7eyre\u011finde bir \u00f6nceki \u00e7eyre\u011fe k\u0131yasla 167 milyar dolarl\u0131k art\u0131\u015f kaydeden hanehalk\u0131 borcu, y\u0131ll\u0131k bazda ise 516 milyar dolar artt\u0131.<\/p>\n<p>Amerikal\u0131lar\u0131n hanehalk\u0131 borcunda en y\u00fcksek pay\u0131 konut kredileri (mortgage) almaya devam ederken, s\u00f6z konusu bor\u00e7 kalemi ilk \u00e7eyrekte 12,8 trilyon dolara y\u00fckseldi.<\/p>\n<p>Y\u0131l\u0131n ilk \u00e7eyre\u011finde bir \u00f6nceki \u00e7eyre\u011fe k\u0131yasla 199 milyar dolarl\u0131k art\u0131\u015f kaydeden konut kredisi borcu, y\u0131ll\u0131k bazda ise 362 milyar dolar artt\u0131.<\/p>\n<p>Bu d\u00f6nemde Amerikal\u0131lar\u0131n en \u00e7ok bor\u00e7land\u0131\u011f\u0131 di\u011fer kalemler ise 1,64 trilyon dolarla otomobil kredileri, 1,63 trilyon dolarla \u00f6\u011frenci kredileri ve 1,18 trilyon dolarla kredi kartlar\u0131 olarak s\u0131raland\u0131.<\/p>\n<p>S\u00f6z konusu d\u00f6nemde, kredi kart\u0131 bor\u00e7lar\u0131 ge\u00e7en \u00e7eyre\u011fe k\u0131yasla 29 milyar dolar ve otomobil kredileri kaynakl\u0131 bor\u00e7lar 13 milyar dolar azald\u0131. \u00d6\u011frenci kredileri kaynakl\u0131 bor\u00e7lar ise ayn\u0131 d\u00f6nemde 16 milyar dolar artt\u0131.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/abd-hanehalki-borcunda-artis-3748408<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD&#8217;de hanehalk\u0131 borcu, bu y\u0131l\u0131n ilk \u00e7eyre\u011finde y\u00fczde 0,9 artarak 18,2 trilyon dolara y\u00fckseldi.<\/p>\n","protected":false},"author":1,"featured_media":34924,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[382,277,274,271,742],"manset":[],"class_list":["post-34923","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-borc","tag-dolar","tag-kredi","tag-milyar-dolar","tag-trilyon"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/34923","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=34923"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/34923\/revisions"}],"predecessor-version":[{"id":34925,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/34923\/revisions\/34925"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/34924"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=34923"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=34923"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=34923"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=34923"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}