{"id":39060,"date":"2025-11-30T16:36:08","date_gmt":"2025-11-30T16:36:08","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=39060"},"modified":"2025-11-30T16:36:08","modified_gmt":"2025-11-30T16:36:08","slug":"abdnin-buyuk-bankalari-fedin-stres-testini-gecti-2","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/11\/30\/abdnin-buyuk-bankalari-fedin-stres-testini-gecti-2\/","title":{"rendered":"ABD&#8217;nin b\u00fcy\u00fck bankalar\u0131 Fed&#8217;in stres testini ge\u00e7ti"},"content":{"rendered":"<p><p>ABD Merkez Bankas\u0131 (Fed), Bank of America, Citigroup, Goldman Sachs, JPMorgan Chase, Morgan Stanley ve Wells Fargo&#8217;nun aralar\u0131nda bulundu\u011fu ABD&#8217;nin 22 b\u00fcy\u00fck bankas\u0131n\u0131n tabi tutuldu\u011fu y\u0131ll\u0131k stres testinin sonu\u00e7lar\u0131n\u0131 a\u00e7\u0131klad\u0131.<\/p>\n<p>Bankadan yap\u0131lan a\u00e7\u0131klamada, b\u00fcy\u00fck bankalar\u0131n ciddi bir resesyonu atlatmak i\u00e7in iyi konumland\u0131klar\u0131, minimum sermaye gerekliliklerinin \u00fczerinde kald\u0131klar\u0131 ve hane halk\u0131 ile i\u015fletmelere kredi vermeye devam edebilecekleri belirtildi.<\/p>\n<p>Bu y\u0131lki stres senaryosunun ge\u00e7en y\u0131lki teste g\u00f6re daha hafif oldu\u011funa i\u015faret edilen a\u00e7\u0131klamada, senaryonun ticari gayrimenkul fiyatlar\u0131nda y\u00fczde 30, konut fiyatlar\u0131nda ise y\u00fczde 33 d\u00fc\u015f\u00fc\u015f\u00fc i\u00e7eren ciddi bir k\u00fcresel resesyonu kapsad\u0131\u011f\u0131, i\u015fsizlik oran\u0131n\u0131n y\u00fczde 10&#8217;a ula\u015ft\u0131\u011f\u0131 ve ekonomik \u00e7\u0131kt\u0131n\u0131n buna paralel olarak azald\u0131\u011f\u0131 aktar\u0131ld\u0131.<\/p>\n<p>A\u00e7\u0131klamada, test edilen bankalar\u0131n tamam\u0131n\u0131n varsay\u0131msal olarak 550 milyar dolar\u0131 a\u015fan toplam kayba ra\u011fmen stres senaryosu boyunca minimum gerekliliklerinin \u00fczerinde kald\u0131\u011f\u0131 vurguland\u0131.<\/p>\n<p>Fed&#8217;in Denetimden Sorumlu Ba\u015fkan Yard\u0131mc\u0131s\u0131 Michelle Bowman, konuya ili\u015fkin de\u011ferlendirmesinde, &#8220;B\u00fcy\u00fck bankalar, \u00e7e\u015fitli olumsuz senaryolara kar\u015f\u0131 hala iyi sermayelendirilmi\u015f ve diren\u00e7li durumda&#8221; ifadesini kulland\u0131.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/abd-nin-buyuk-bankalari-fed-in-stres-testini-gecti-3751597<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>ABD Merkez Bankas\u0131 (Fed), stres testine tabi tuttu\u011fu b\u00fcy\u00fck bankalar\u0131n ciddi bir resesyonu atlatmaya haz\u0131r olduklar\u0131n\u0131 bildirdi.<\/p>\n","protected":false},"author":1,"featured_media":39061,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[198],"manset":[],"class_list":["post-39060","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-bank"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/39060","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=39060"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/39060\/revisions"}],"predecessor-version":[{"id":39062,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/39060\/revisions\/39062"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/39061"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=39060"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=39060"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=39060"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=39060"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}