ABD\u2019de konut sat\u0131n almak i\u00e7in yap\u0131lan mortgage ba\u015fvurular\u0131, bor\u00e7lanma maliyetleri de\u011fi\u015fmemesine ra\u011fmen, 2023\u2019\u00fcn ba\u015f\u0131ndan bu yana en y\u00fcksek seviyeye geldi.<\/p>\n
Mortgage Bankac\u0131lar Birli\u011fi\u2019nin (MBA) verilerine g\u00f6re, 4 Temmuz\u2019da sona eren haftada mortgage ba\u015fvurular\u0131 endeksi (MBA endeksi) y\u00fczde 9,4 y\u00fckseldi. MBA\u2019n\u0131n yeniden finansman \u00f6l\u00e7\u00fct\u00fc de benzer bir oranda artarak Nisan ay\u0131ndan bu yana en y\u00fcksek seviyeye ula\u015ft\u0131.<\/p>\n
Veriler mevsimsel etkilerden ar\u0131nd\u0131r\u0131lm\u0131\u015f olsa da, Ba\u011f\u0131ms\u0131zl\u0131k G\u00fcn\u00fc gibi tatil g\u00fcnlerinde b\u00fcy\u00fck dalgalanmalara a\u00e7\u0131k olabiliyor. \u00dcstelik bu art\u0131\u015flara ra\u011fmen, her iki g\u00f6sterge de pandemi \u00f6ncesi seviyelerin olduk\u00e7a alt\u0131nda.<\/p>\n
30 y\u0131ll\u0131k sabit vadeli ipotek s\u00f6zle\u015fme faiz oran\u0131 ge\u00e7en hafta sadece 2 baz puan d\u00fc\u015ferek y\u00fczde 6,77\u2019ye geriledi. Ekonomistler ve emlak\u00e7\u0131lar, y\u00fcksek fiyatlar nedeniyle sekteye u\u011frayan konut piyasas\u0131n\u0131 canland\u0131rmak i\u00e7in konut finansman\u0131 maliyetlerinde s\u00fcrd\u00fcr\u00fclebilir bir d\u00fc\u015f\u00fc\u015f\u00fcn gerekli oldu\u011funu belirtti.<\/p>\n
1990 y\u0131l\u0131ndan bu yana haftal\u0131k olarak y\u00fcr\u00fct\u00fclen MBA anketi, ipotek bankac\u0131lar\u0131, ticari bankalar ve tasarruf kurulu\u015flar\u0131n\u0131n yan\u0131tlar\u0131n\u0131 kullan\u0131yor. Veriler, ABD\u2019deki t\u00fcm perakende mortgage ba\u015fvurular\u0131n\u0131n y\u00fczde 75\u2019inden fazlas\u0131n\u0131 kaps\u0131yor.<\/p>\n\n
<\/p>\n
Kaynak :\u00a0https:\/\/www.bloomberght.com\/mortgage-basvurulari-son-2-yilin-en-yuksek-seviyesinde-3752427<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" Mortgage ba\u015fvurular\u0131 endeksi y\u00fczde 9,4 oran\u0131nda y\u00fckseldi.<\/p>\n","protected":false},"author":1,"featured_media":40120,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"manset":[],"class_list":["post-40119","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/40119","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=40119"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/40119\/revisions"}],"predecessor-version":[{"id":40121,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/40119\/revisions\/40121"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/40120"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=40119"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=40119"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=40119"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=40119"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}