{"id":41339,"date":"2025-12-08T14:48:24","date_gmt":"2025-12-08T14:48:24","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=41339"},"modified":"2025-12-08T14:48:24","modified_gmt":"2025-12-08T14:48:24","slug":"kredi-karti-azami-faiz-oranlarinda-degisiklik","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2025\/12\/08\/kredi-karti-azami-faiz-oranlarinda-degisiklik\/","title":{"rendered":"Kredi kart\u0131 azami faiz oranlar\u0131nda de\u011fi\u015fiklik"},"content":{"rendered":"<p><p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131&#8217;n\u0131n faiz indiriminin ard\u0131ndan kredi kart\u0131 faizlerinde de de\u011fi\u015fikli\u011fe gidildi.<\/p>\n<p>Resmi Gazete&#8217;de yay\u0131mlanan d\u00fczenlemeyle T\u00fcrk liras\u0131 cinsinden kredi kart\u0131 i\u015flemlerinde uygulanacak ayl\u0131k azami akdi faiz oranlar\u0131 hesaplan\u0131rken dikkate al\u0131nan ayl\u0131k referans orana d\u00f6nem borcu yirmi be\u015f bin T\u00fcrk liras\u0131 ile y\u00fcz elli bin T\u00fcrk liras\u0131 aras\u0131nda olan kredi kartlar\u0131 i\u00e7in daha \u00f6nce 114 baz puan eklenirken yeni d\u00fczenlemeyle bu 89 baz puana indirildi. D\u00f6nem borcu y\u00fcz elli bin T\u00fcrk liras\u0131n\u0131n \u00fczerinde olan kredi kartlar\u0131 i\u00e7in ise s\u00f6z konusu rakam 164 baz puandan 139 baz puana indirildi.<\/p>\n<p>T\u00fcrk liras\u0131 cinsinden kurumsal kredi kart\u0131 i\u015flemlerinde (nakit \u00e7ekim veya kullan\u0131m i\u015flemleri hari\u00e7) uygulanacak ayl\u0131k azami akdi faiz oran\u0131 ayl\u0131k referans orana ise 164 baz puan yerine 139 baz puan eklenerek belirlenecek.<\/p>\n<p>Kredi kartlar\u0131 vas\u0131tas\u0131yla yap\u0131lan T\u00fcrk liras\u0131 cinsinden nakit \u00e7ekim veya kullan\u0131m i\u015flemlerinde uygulanacak ayl\u0131k azami akdi faiz oran\u0131 ayl\u0131k referans orana ise 189 baz puan yerine 164 baz puan eklenerek hesaplanacak.<\/p>\n\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/kredi-karti-azami-faiz-oranlarinda-degisiklik-3753384<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>T\u00fcrk liras\u0131 cinsinden kredi kart\u0131 i\u015flemlerinde uygulanacak ayl\u0131k azami akdi faiz oranlar\u0131nda ayl\u0131k referans oranlarda indirime gidildi.<\/p>\n","protected":false},"author":1,"featured_media":41340,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[409,1312,405,274,3987],"manset":[],"class_list":["post-41339","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-aylik","tag-baz-puan","tag-faiz","tag-kredi","tag-turk-lirasi"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/41339","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=41339"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/41339\/revisions"}],"predecessor-version":[{"id":41341,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/41339\/revisions\/41341"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/41340"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=41339"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=41339"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=41339"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=41339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}