Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu’nun (SEDDK), Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131n\u0131n Uygulanmas\u0131na \u0130li\u015fkin Genelge’de yapt\u0131\u011f\u0131 de\u011fi\u015fiklikle, ara\u00e7 say\u0131s\u0131na ba\u011fl\u0131 \u00f6zel-t\u00fczel ayr\u0131m\u0131, referans poli\u00e7e kullan\u0131m\u0131 ve hasar bildirimlerinin basamaklara yans\u0131mas\u0131 d\u00fczenlendi.<\/p>\n
SEDDK’nin internet sitesinde, s\u00f6z konusu genelgede de\u011fi\u015fikli\u011fe gidildi\u011fi duyuruldu.<\/p>\n
Buna g\u00f6re, genelgenin 2’nci maddesine eklenen f\u0131kra ile ger\u00e7ek ki\u015fi i\u015fleten ad\u0131na d\u00fczenlenecek poli\u00e7elerin primlerinin tespitinde, kullan\u0131m t\u00fcr\u00fc ayn\u0131 ara\u00e7 grubunda 5 (dahil) araca kadar \u00f6zel, 5 ara\u00e7tan sonra ise t\u00fczel ki\u015fi olarak dikkate al\u0131nacak.<\/p>\n
Ancak, \u0130kinci El Motorlu Kara Ta\u015f\u0131t\u0131 Ticareti ile \u0130\u015ftigal Eden \u0130\u015fletmeler \u0130\u00e7in K\u0131sa S\u00fcreli Karayollar\u0131 Motorlu Ara\u00e7lar Zorunlu Mali Sorumluluk Sigortas\u0131 S\u00f6zle\u015fmesi D\u00fczenlenmesine \u0130li\u015fkin Genelge kapsam\u0131nda d\u00fczenlenen k\u0131sa s\u00fcreli poli\u00e7elerde bu f\u0131kra h\u00fckm\u00fc uygulanmayacak.<\/p>\n
3’\u00fcnc\u00fc maddede yap\u0131lan de\u011fi\u015fiklikle, trafik sigortas\u0131 poli\u00e7esi d\u00fczenlenirken referans al\u0131nabilecek poli\u00e7eler i\u00e7in yeni kurallar belirlendi.<\/p>\n
Buna g\u00f6re, y\u00fcr\u00fcrl\u00fckte olan poli\u00e7e, vadesinin sona erece\u011fi tarihin 14 g\u00fcn \u00f6ncesinden itibaren ayn\u0131 ara\u00e7 i\u00e7in yap\u0131lan yenileme teklifleri hari\u00e7 olmak \u00fczere, referans g\u00f6sterilemeyecek. Poli\u00e7e ayn\u0131 ara\u00e7 grubuna ait poli\u00e7e i\u00e7in referans g\u00f6sterilebilecek.<\/p>\n
Y\u00fcr\u00fcrl\u00fckteki poli\u00e7enin vadesi i\u00e7erisinde yeni edinilen ara\u00e7 i\u00e7in yeni araca referans g\u00f6sterilmeksizin poli\u00e7e d\u00fczenlenmesi durumunda ve mevcut arac\u0131n poli\u00e7esinin genelge h\u00fck\u00fcmlerine g\u00f6re sonland\u0131r\u0131lmas\u0131 halinde sonland\u0131r\u0131lan poli\u00e7e bir sonraki yenileme d\u00f6neminde d\u00fczenlenecek poli\u00e7eye referans g\u00f6sterilebilecek. Mevcut ve yeni ara\u00e7 poli\u00e7elerine gelen t\u00fcm hasarlar basamak hesab\u0131nda ayr\u0131ca dikkate al\u0131nacak.<\/p>\n
Yeni poli\u00e7enin sona erme tarihinden itibaren 10 y\u0131ldan daha eski poli\u00e7eler referans g\u00f6sterilemeyecek ve her poli\u00e7e yaln\u0131zca bir defa referans olarak g\u00f6sterilebilecek.<\/p>\n
Birden fazla referans g\u00f6sterilebilir poli\u00e7e bulunmas\u0131 halinde ise sigortal\u0131 lehine en avantajl\u0131 olan poli\u00e7e dikkate al\u0131nacak.<\/p>\n
4’\u00fcnc\u00fc maddenin 1’inci f\u0131kras\u0131na eklenen bent ile de trafik sigortas\u0131 poli\u00e7esi d\u00fczenlendikten sonra referans poli\u00e7eye ili\u015fkin hasar bildirimi yap\u0131lmas\u0131 durumunda, bir sonraki yenileme d\u00f6neminde tanzim edilecek poli\u00e7enin basama\u011f\u0131 s\u00f6z konusu hasar bildirimi dikkate al\u0131narak tespit edilecek.<\/p>\n
Genelge, 1 Ocak 2026 tarihinde y\u00fcr\u00fcrl\u00fc\u011fe girecek.<\/p>\n<\/div>\n<\/p>\n
<\/p>\n
Kaynak :\u00a0https:\/\/www.bloomberght.com\/zorunlu-trafik-sigortasinda-degisiklik-3755626<\/span><\/p>\n","protected":false},"excerpt":{"rendered":" Sigortac\u0131l\u0131k ve \u00d6zel Emeklilik D\u00fczenleme ve Denetleme Kurumu (SEDDK) zorunlu trafik sigortas\u0131 mevzuat\u0131nda de\u011fi\u015fiklik yapt\u0131.<\/p>\n","protected":false},"author":1,"featured_media":43892,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[504,4132,3061,4131],"manset":[],"class_list":["post-43891","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-arac","tag-genelge","tag-police","tag-referans"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/43891","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=43891"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/43891\/revisions"}],"predecessor-version":[{"id":43893,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/43891\/revisions\/43893"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/43892"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=43891"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=43891"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=43891"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=43891"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}