{"id":5493,"date":"2024-07-09T15:36:08","date_gmt":"2024-07-09T15:36:08","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=5493"},"modified":"2024-07-09T15:36:08","modified_gmt":"2024-07-09T15:36:08","slug":"tl-mevduat-faizinde-gerileme-durdu","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2024\/07\/09\/tl-mevduat-faizinde-gerileme-durdu\/","title":{"rendered":"TL mevduat faizinde gerileme durdu"},"content":{"rendered":"<div>\n<p>T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131 (TCMB) taraf\u0131ndan a\u00e7\u0131klanan haftal\u0131k ve banka istatistiklerine g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131, 28 Haziran ile biten haftada \u00f6nceki haftaya g\u00f6re 57,4 milyar lira artarak 17 trilyon liraya y\u00fckselirken, TL mevuat faizlerinde 1,5 ayd\u0131r ya\u015fanan gerileme de durdu.<\/p>\n<p>Buna g\u00f6re, bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn toplam mevduat\u0131 (bankalar aras\u0131 dahil) 28 Haziran ile biten haftada 57 milyar 435 milyon 735 bin lira art\u0131\u015fla 17 trilyon 508 milyon 6 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>Bu d\u00f6nemde mevduat faizlerinde ya\u015fanan gerileme de durdu. 21 Haziran haftas\u0131nda 1-3 vadeli ortalama bile\u015fik TL mevduat\u0131 y\u00fczde 58,4 olarak ger\u00e7ekle\u015firken, 28 Haftas\u0131nda s\u00f6z konusu faiz oran\u0131 y\u00fczde 59,2 olarak kaydedildi. B\u00f6ylece TL mevduat faizinde 1,5 ayl\u0131k ya\u015fanan gerileme serisi sona erdi.<\/p>\n<\/div>\n<div>\n<p>Ayn\u0131 hafta ticari ve ihtiya\u00e7 kredi faizlerinde gerileme devam etti. 21 Haziran haftas\u0131nda y\u00fczde 76,5 olan ihtiya\u00e7 kredisi 28 Haziran haftas\u0131nda y\u00fczde 74,6 olarak izlenirken, bir \u00f6nceki hafta y\u00fczde 65,9 olan ticari kredi faizi de y\u00fczde 62,3 olarak kaydedildi.<\/p>\n<div>\n<figure>\n<div> <img decoding=\"async\" src=\"https:\/\/kamucalisanlari.net\/wp-content\/uploads\/2024\/07\/tl-mevduat-faizinde-gerileme-durdu-0-dePa5VS5.jpg\"\/> <\/div>\n<\/figure><\/div>\n<\/p>\n<p>Ayn\u0131 d\u00f6nemde bankalardaki TL cinsi mevduat y\u00fczde 0,38 y\u00fckseli\u015fle 10 trilyon 190 milyar 882 milyon 765 bin lira, yabanc\u0131 para (YP) cinsinden mevduat ise y\u00fczde 0,32 azal\u0131\u015fla 6 trilyon 35 milyar 255 milyon 233 bin lira oldu.<\/p>\n<p>Bankalarda bulunan toplam YP mevduat\u0131, ge\u00e7en hafta 193 milyar 825 milyon dolar d\u00fczeyinde ger\u00e7ekle\u015firken, bu tutar\u0131n 163 milyar 91 milyon dolar\u0131 yurt i\u00e7inde yerle\u015fik ki\u015filerin hesaplar\u0131nda topland\u0131.<\/p>\n<p>Yurt i\u00e7i yerle\u015fiklerin toplam YP mevduat\u0131nda, parite etkisinden ar\u0131nd\u0131r\u0131lm\u0131\u015f veriler g\u00f6z \u00f6n\u00fcnde bulunduruldu\u011funda 28 Haziran itibar\u0131yla 1 milyar 636 milyon dolarl\u0131k azal\u0131\u015f g\u00f6r\u00fcld\u00fc.<\/p>\n<p><b>Taksitli ticari kredi miktar\u0131 artt\u0131<\/b><\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredileri, ge\u00e7en hafta y\u00fczde 1,42 artarak 1 trilyon 637 milyar 779 milyon 573 bin lira oldu.<\/p>\n<p>Ayn\u0131 d\u00f6nemde taksitli ticari krediler y\u00fczde 1,44 y\u00fckseli\u015fle 1 trilyon 564 milyar 19 milyon 254 bin liraya, kredi kartlar\u0131 bakiyesi ise y\u00fczde 2,25 art\u0131\u015fla 1 trilyon 925 milyar 464 milyon 180 bin liraya \u00e7\u0131kt\u0131.<\/p>\n<p>Mevduat bankalar\u0131ndaki t\u00fcketici kredilerinin 403 milyar 535 milyon 252 bin liras\u0131 konut, 70 milyar 122 milyon 462 bin liras\u0131 ta\u015f\u0131t ve 1 trilyon 164 milyar 121 milyon 859 bin liras\u0131 di\u011fer kredilerden olu\u015ftu.<\/p>\n<p>Bankac\u0131l\u0131k sekt\u00f6r\u00fcn\u00fcn TCMB dahil toplam kredi hacmi de 28 Haziran ile biten haftada 177 milyar 368 milyon 460 bin lira artarak 13 trilyon 338 milyar 788 milyon 116 bin liraya y\u00fckseldi.<\/p>\n<p>Toplam kredi hacmi, ge\u00e7en y\u0131l\u0131n ayn\u0131 d\u00f6nemine g\u00f6re y\u00fczde 39,46 art\u0131\u015f kaydetti.<\/p>\n<\/div>\n<p><\/p>\n<p>Kaynak :\u00a0<span style=\"background-color: rgb(255, 249, 236); color: rgb(55, 58, 60); font-size: 14px;\">https:\/\/www.bloomberght.com\/tl-mevduat-faizinde-gerileme-durdu-2355938<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00dc\u00e7 aya varan vadeli TL mevduat faizinde Nisan ortas\u0131nda zirve yapt\u0131ktan sonra 1,5 ayd\u0131r ya\u015fanan yakla\u015f\u0131k 10 puanl\u0131k gerileme durdu.<\/p>\n","protected":false},"author":1,"featured_media":5494,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[206,282,274,252,122],"manset":[],"class_list":["post-5493","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-banka","tag-bin-lira","tag-kredi","tag-milyar","tag-milyon"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/5493","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=5493"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/5493\/revisions"}],"predecessor-version":[{"id":5496,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/5493\/revisions\/5496"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/5494"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=5493"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=5493"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=5493"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=5493"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}