{"id":9102,"date":"2024-08-16T09:48:07","date_gmt":"2024-08-16T09:48:07","guid":{"rendered":"https:\/\/kamucalisanlari.net\/?p=9102"},"modified":"2024-08-16T09:48:07","modified_gmt":"2024-08-16T09:48:07","slug":"turkiyede-iki-evden-biri-daskli","status":"publish","type":"post","link":"https:\/\/kamucalisanlari.net\/index.php\/2024\/08\/16\/turkiyede-iki-evden-biri-daskli\/","title":{"rendered":"T\u00fcrkiye’de iki evden biri DASK’l\u0131"},"content":{"rendered":"
\n

Depreme kar\u015f\u0131 finansal g\u00fcvence sa\u011flayan zorunlu deprem sigortas\u0131 oran\u0131 T\u00fcrkiye genelinde y\u00fczde 57 olurken sigortal\u0131 konut say\u0131s\u0131 11,3 milyonu ge\u00e7ti.<\/p>\n

DASK\u2019tan edindi\u011fi bilgiye g\u00f6re, 17 A\u011fustos 1999\u2019da meydana gelen deprem derin izler b\u0131rak\u0131rken bilin\u00e7lenme s\u00fcrecini de beraberinde getirdi.<\/p>\n

Bu ac\u0131 deneyim, do\u011fal afetlere kar\u015f\u0131 daha haz\u0131rl\u0131kl\u0131 olunmas\u0131n\u0131n gereklili\u011fini ortaya koyarken afet y\u00f6netimiyle ilgili \u00f6nlemlerin h\u0131zla hayata ge\u00e7irilmesine, 2000 y\u0131l\u0131nda da DASK\u2019\u0131n kurulmas\u0131na vesile oldu.<\/p>\n

DASK verilerine g\u00f6re, bug\u00fcn her iki evden biri zorunlu deprem sigortas\u0131na (ZDS) sahip. T\u00fcrkiye genelinde zorunlu deprem sigortas\u0131 (ZDS) poli\u00e7esi 11,3 milyonu a\u015ft\u0131 ve sigortal\u0131l\u0131k oran\u0131 y\u00fczde 57 seviyesine ula\u015ft\u0131.<\/p>\n<\/div>\n

\n

Marmara B\u00f6lgesi, y\u00fczde 64 sigortal\u0131l\u0131k oran\u0131yla ilk s\u0131rada yer al\u0131rken onu y\u00fczde 57 ile Ege B\u00f6lgesi izledi. Sigortal\u0131l\u0131k oran\u0131 \u0130\u00e7 Anadolu\u2019da y\u00fczde 51, Do\u011fu Anadolu\u2019da y\u00fczde 59, Akdeniz\u2019de y\u00fczde 54, G\u00fcneydo\u011fu Anadolu\u2019da y\u00fczde 50 ve Karadeniz\u2019de y\u00fczde 45 civar\u0131nda.<\/p>\n

Sa\u011flanan finansal g\u00fcvencenin t\u00fcm vatanda\u015flara ula\u015fmas\u0131, DASK\u2019\u0131n en b\u00fcy\u00fck hedefi. Bu g\u00fcvencenin etkin ve g\u00fc\u00e7l\u00fc olmas\u0131 da \u00f6nem arz ediyor.<\/p>\n

Bu kapsamda ZDS teminatlar\u0131nda ocak ay\u0131ndan bu yana uygulanan enflasyon korumas\u0131yla hem poli\u00e7e teminatlar\u0131 ayl\u0131k enflasyon oran\u0131na ba\u011fl\u0131 ek prim \u00f6demeye gerek kalmadan otomatik art\u0131yor hem de olas\u0131 hasar durumunda tazminat tutar\u0131 g\u00fcncel bedel \u00fczerinden hesaplanarak \u00f6deniyor.<\/p>\n

DASK\u2019\u0131n \u00f6deme g\u00fcc\u00fc 280 milyar lira<\/b><\/p>\n

T\u00fcm planlar\u0131n\u0131 en ac\u0131 senaryoya g\u00f6re yapan DASK, deprem rezervlerini ve reas\u00fcrans kapasitesini de art\u0131rd\u0131. \u00d6deme g\u00fcc\u00fcn\u00fcn 25 milyar liradan 280 milyar liraya \u00e7\u0131kmas\u0131n\u0131n yan\u0131 s\u0131ra 640 bin lira olan azami teminat tutar\u0131 da 1,5 milyon liraya y\u00fckseldi.<\/p>\n

Bu g\u00fcvence kaynaklar\u0131n\u0131 toplanan prim gelirleri ve reas\u00fcrans korumas\u0131 olu\u015ftururken koruman\u0131n tamam\u0131 uluslararas\u0131 derecelendirme kurulu\u015flar\u0131nca en az \u201cA\u201d ve \u00fczeri d\u00fczeyde derecelendirilen reas\u00fcr\u00f6rlerden sa\u011flan\u0131yor.<\/p>\n

DASK, devlet kaynaklar\u0131ndan tamamen ba\u011f\u0131ms\u0131z olu\u015fturdu\u011fu kapasitesini ZDS poli\u00e7esi edinmi\u015f sigortal\u0131lar\u0131n evlerinde olu\u015facak deprem kaynakl\u0131 hasarlar\u0131n tazmini i\u00e7in kullan\u0131yor.<\/p>\n<\/div>\n<\/p>\n

<\/p>\n

Kaynak :\u00a0https:\/\/www.bloomberght.com\/turkiye-de-iki-evden-biri-dask-li-2358554<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

\u00dcst \u00fcste deprem felaketi ya\u015fayan \u00fclkede, pepreme kar\u015f\u0131 finansal g\u00fcvence sa\u011flayan zorunlu\u00a0deprem\u00a0sigortas\u0131 oran\u0131 T\u00fcrkiye genelinde y\u00fczde 57. \u00fclkedeki sigortal\u0131 konut say\u0131s\u0131 11,3 milyon.<\/p>\n","protected":false},"author":1,"featured_media":9103,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[1472,575,121,631],"manset":[],"class_list":["post-9102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ekonomi","tag-dask","tag-deprem","tag-lira","tag-sigortali"],"_links":{"self":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/9102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/comments?post=9102"}],"version-history":[{"count":1,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/9102\/revisions"}],"predecessor-version":[{"id":9104,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/posts\/9102\/revisions\/9104"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media\/9103"}],"wp:attachment":[{"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/media?parent=9102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/categories?post=9102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/tags?post=9102"},{"taxonomy":"manset","embeddable":true,"href":"https:\/\/kamucalisanlari.net\/index.php\/wp-json\/wp\/v2\/manset?post=9102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}